我国商业银行碳金融发展战略研究

发布时间：2018-02-13 04:05

本文关键词： 商业银行低碳经济碳金融发展战略　出处：《西南交通大学》2013年硕士论文　论文类型：学位论文

【摘要】：随着全球气候问题日益突出,发展低碳经济,实现可持续发展已成为国际社会的普遍共识。金融是现代经济的核心,发展低碳经济离不开金融体系的支撑。在马歇尔“外部经济”理论、科斯定理、环境金融理论等经济学理论基础的支持下,应对气候变化的国际法框架《联合国气候变化框架公约》与《京都议定书》及其三个基于市场的碳排放合作机制的制度安排直接推动了碳金融的产生,而碳金融概念的提出即是金融为支持低碳经济发展进行的金融理论创新。我国金融体系经过30年改革,已经初具规模,能够较好满足我国经济发展的需要,但碳金融作为一个全新的领域,与传统金融领域存在较大差异。我国现有的金融体系难以适应甚至阻碍了碳金融的发展。而商业银行作为我国最大的金融机构,对于发展壮大我国低碳金融必将起到决定性的作用。为了全面贯彻落实我国可持续发展战略,构建结构完整、功能齐全、行之有效的碳金融体系,提高我国商业银行低碳经济活动的参与度,深化我国低碳经济发展,将是本文研究的着重点。本文通过对发达国家完善的碳交易机制建设以及相对成熟的碳金融发展的经验借鉴,指出尽管我国有极其丰富和极具有潜力的碳减排资源和碳减排市场,但是碳金融的发展相对缓慢。同时,运用SWOT分析,对我国商业银行发展碳金融面临的内外部环境进行剖析,提出了适合我国商业银行碳金融发展的TW战略,并从政府层面和银行层面出发,阐述了相应部门可以采取的促进商业银行深化碳金融发展的措施。最后,以国内低碳金融的领军人物兴业银行为例,对兴业银行发展碳金融的典型业务模块与案例进行了实证分析,并从TW战略出发,对TW战略在兴业银行实践中的有效性进行了具体分析,得出我国商业银行碳金融的发展不仅需要银行自身完善发展低碳业务的相关配套措施,还需要政府创造良好的碳金融环境,激励低碳经济各方主体,使低碳行为全民化。
[Abstract]:With the global climate problem becoming increasingly prominent, the development of low-carbon economy and the realization of sustainable development have become the universal consensus of the international community. Finance is the core of the modern economy. The development of low-carbon economy can not be developed without the support of financial system. Supported by Marshall's "external economy" theory, Coase theorem, environmental finance theory and other economic theories, The International Law Framework to address Climate change, the United Nations Framework Convention on Climate change and the Kyoto Protocol and the institutional arrangements for its three market-based mechanisms for cooperation on carbon emissions directly contribute to the generation of carbon finance, The concept of carbon finance is the innovation of finance theory to support the development of low-carbon economy. After 30 years of reform, China's financial system has begun to take shape and can better meet the needs of China's economic development, but carbon finance is a new field. The existing financial system in China is difficult to adapt to and even hinder the development of carbon finance. Commercial banks are the largest financial institutions in China. It will play a decisive role in the development and expansion of low-carbon finance in China. In order to fully implement the sustainable development strategy of our country and build a carbon finance system with complete structure, complete functions, and effectiveness, It will be the focus of this paper to improve the participation of commercial banks in low-carbon economic activities and deepen the development of low-carbon economy in China. This paper points out that although China has abundant and potential carbon abatement resources and carbon abatement market, we can learn from the experience of the developed countries' perfect carbon trading mechanism construction and relatively mature carbon finance development, and point out that although our country has abundant and potential carbon abatement resources and carbon abatement market, However, the development of carbon finance is relatively slow. At the same time, using SWOT analysis, this paper analyzes the internal and external environment facing the development of carbon finance in China's commercial banks, and puts forward a TW strategy suitable for the development of carbon finance in China's commercial banks. And from the level of government and bank, this paper expounds the measures that can be taken by the corresponding departments to promote the development of carbon finance in commercial banks. Finally, taking Xingye Bank, the leader of domestic low-carbon finance, as an example, This paper makes an empirical analysis on the typical business modules and cases of developing carbon finance in SocGen Bank, and analyzes the effectiveness of TW strategy in the practice of SocGen Bank from the perspective of TW strategy. It is concluded that the development of carbon finance in China's commercial banks not only needs the banks to improve the relevant measures to develop low-carbon business, but also needs the government to create a good carbon finance environment, to stimulate the main parties of low-carbon economy, and to make low-carbon behavior universal.
【学位授予单位】：西南交通大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33;X196

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