我国经济转型期产业金融的发展策略研究

发布时间：2018-02-15 13:28

本文关键词： 产业金融经济转型产业链影响因素　出处：《复旦大学》2013年硕士论文　论文类型：学位论文

【摘要】：产业金融是经济发展到一定程度后的产物,是针对特定产业进行的金融活动。产业金融的目的是通过金融手段实现产业资本与金融资本的融合发展,从而提升资源配置的效率,最终实现产业结构的优化升级,如钢铁金融、航运金融、汽车金融等。我国产业金融的实践最早是1987年东风汽车工业财务公司的成立,经过20多年的发展,产业金融的形式不断丰富、创新和发展。特别是2008年金融危机以后,实体经济的重要性越来越受到关注,全球经济步入转型期,我国抓住这一机遇期,加快推进产业结构的调整和产业能级的提升,对未来我国经济可持续发展至关重要。而产业金融作为产业资本与金融资本最有效的结合方式,可以利用金融的杠杆作用满足产业转型升级的资金需求,帮助企业在短期内实现资本扩张,价值增值,因此发展产业金融有利于提高产业的核心竞争力,推动我国产业转型升级。本文正是基于我国经济转型期的背景,分析比较和归纳总结经济转型期制约我国产业金融发展的主要因素,并借鉴美国、德国、新加坡等发达国家产业金融的发展经验,提出我国产业金融发展的对策建议。全文重点探讨了以下五个方面的问题：一是通过实证检验我国产业结构与金融结构的匹配关系,得出金融结构不适应产业结构发展的结论,并指出当前我国产业金融发展中的主要问题是金融结构的不合理。二是通过定性分析我国经济转型发展对产业金融带来的影响,深入研究产业结构的变化趋势,以及对金融市场的影响,从而分析得出我国经济转型期产业金融发展的趋势。三是重点分析了我国经济转型期制约产业金融发展的主要因素,分别从制度瓶颈、创新能力不足、政府干预三个角度进行深入思考。四是结合产业金融的发展瓶颈,选取美国的汽车金融、德国的航运金融、新加坡的物流金融作为分析比较的案例,并总结出适合我国发展的经验启示。最后,对我国经济转型期发展产业金融进行战略思考,明确目标和任务,并提出完善金融市场体系、促进金融创新、政府适度干预、降低信息壁垒等对策建议。
[Abstract]:Industrial finance is the product of economic development to a certain extent, is the financial activities for specific industries. The purpose of industrial finance is to achieve the integration and development of industrial capital and financial capital through financial means, so as to improve the efficiency of resource allocation. Finally, the optimization and upgrading of industrial structure is realized, such as iron and steel finance, shipping finance, automobile finance and so on. The practice of industrial finance in our country was the establishment of Dongfeng Automobile Industry Finance Company in 1987. After more than 20 years of development, The forms of industrial finance are constantly rich, innovation and development. Especially after the financial crisis in 2008, the importance of the real economy has been paid more and more attention. Speeding up the adjustment of industrial structure and upgrading of industrial energy levels are of great importance to the sustainable development of our economy in the future. As the most effective combination of industrial capital and financial capital, industrial finance is the most effective combination of industrial capital and financial capital. Financial leverage can be used to meet the capital needs for industrial transformation and upgrading, and to help enterprises to achieve capital expansion and value appreciation in the short term. Therefore, the development of industrial finance is conducive to improving the core competitiveness of the industry. Promote China's industrial transformation and upgrading. Based on the background of China's economic transition period, this paper analyzes, compares and summarizes the main factors that restrict the development of industrial finance in China, and draws lessons from the development experience of industrial finance in developed countries, such as the United States, Germany, Singapore, etc. This paper puts forward the countermeasures and suggestions for the development of industrial finance in China. The paper focuses on the following five aspects:. First, through the empirical test of the matching relationship between the industrial structure and the financial structure of our country, we can draw a conclusion that the financial structure is not suitable for the development of the industrial structure. It also points out that the main problem in the development of industrial finance in China is the irrationality of the financial structure. Secondly, through qualitative analysis of the impact of the economic transformation and development of our country on the industrial finance, the change trend of the industrial structure is deeply studied. And the influence on the financial market, so as to analyze the trend of the industrial and financial development in the economic transition period of our country. Third, the main factors restricting the development of industrial finance in the economic transition period of our country are analyzed, respectively, from the system bottleneck, the innovation ability is insufficient, The fourth is to select the automobile finance of the United States, the shipping finance of Germany and the logistics finance of Singapore as the case of analysis and comparison, combined with the bottleneck of the development of industrial finance. Finally, the author makes strategic thinking on the development of industrial finance in China's economic transition period, defines the objectives and tasks, and proposes to perfect the financial market system, to promote financial innovation, and to intervene appropriately by the government. To reduce the information barrier and other countermeasures.
【学位授予单位】：复旦大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832

【相似文献】