大数据时代征信业发展的机遇与挑战

发布时间：2018-02-25 10:01

  本文关键词： 大数据 征信业 信用信息采集 数据挖掘　出处：《征信》2014年12期 　论文类型：期刊论文

【摘要】：大数据技术在行业思维模式、信用信息采集规则与内容、征信产品及服务等方面对征信业发展提供了机遇,也在隐私安全、信息技术等方面带来了挑战,因此应树立科学合理的大数据使用理念,建立完备的隐私保护体系,扩充大数据总量,积极推动大数据技术变革,从而促进征信业在大数据时代健康发展。
[Abstract]:Big data technology has provided opportunities for the development of credit information industry in the aspects of industry thinking mode, credit information collection rules and contents, credit information products and services, and has also brought challenges to the development of credit information industry in the aspects of privacy security, information technology, etc. Therefore, we should set up a scientific and reasonable concept of big data's use, establish a complete privacy protection system, expand the total amount of big data, and actively promote the technological reform of big data, so as to promote the healthy development of credit information industry in the age of big data.
【作者单位】： 中国人民银行淮北市中心支行;
【分类号】：F49;F832.4
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本文编号：1533964