村镇银行发展问题笔谈

发布时间：2018-02-25 18:11

本文关键词： 人民银行村镇农村金融机构抗风险能力服务功能小额贷款公司发展问题银行业小额支付系统金融服务　出处：《南方经济》2011年08期 　论文类型：期刊论文

【摘要】：去年以来,广东经济学会组织专家对快速城市化进程中广东农村金融发展问题进行了专题研究,课题对广东快速城市化过程中农村金融发展遇到的主要问题进行了系统深入地调查研究,建议广东省应当利用自身的有利条件,通过争取国家政策支持,引入民间资本,加快中小金融机构。加快发展村镇银行、小额贷款公司、农村资金互助社等新型农村金融机构的试点,推进农村金融创新和金融体系重构,以有效地解决城乡和区域金融发展不平衡,弱质产业、落后社区和弱势群体金融服务不充分的问题,促进落后区域经济的快速增长,确保广东省经济稳定、协调发展。村镇银行作为新时期农村金融创新与发展的产物,其发展倍受关注,特刊发一组笔谈,希望引起各界对村镇银行发展实践和理论问题的讨论和研究。
[Abstract]:Since last year, the Guangdong Economic Association has organized experts to conduct a special study on the development of rural finance in Guangdong in the process of rapid urbanization. This paper makes a systematic and in-depth investigation and study on the main problems encountered in the development of rural finance in the process of rapid urbanization in Guangdong Province, and suggests that Guangdong Province should make use of its own favorable conditions and attract private capital by winning the support of national policies. Speed up the development of pilot projects in new rural financial institutions, such as village and town banks, microfinance companies, rural mutual aid societies, and promote rural financial innovation and restructuring of the financial system. In order to effectively solve the problems of unbalanced financial development between urban and rural areas and regions, weak industries, inadequate financial services for backward communities and vulnerable groups, to promote rapid economic growth in backward regions and to ensure economic stability in Guangdong Province, As the product of the innovation and development of rural finance in the new period, the development of village bank has attracted much attention.
【作者单位】：大连海事大学;广东省委党校省情研究中心;广东经济学会;华南农业大学经济管理学院;
【分类号】：F832.35

【参考文献】