村镇银行普惠性信贷资金运行效率以及扶贫效益的提高与创新——以云南省为例

发布时间：2018-03-08 12:05

本文选题：村镇银行　切入点：信贷资金　出处：《经济问题探索》2011年12期 　论文类型：期刊论文

【摘要】：普惠制金融观,是由联合国于2005年推广"小额信贷年"时率先提出的,其目的是能有效的、全方位的为社会所有阶层和群体提供金融服务,特别关注被传统金融长期排斥在外的欠发达地区和中低收入群体,强调金融功能的包容性和公平性。云南省位于中国西南边疆,经济发展相对落后,特别是农村经济落后特别严重,发展农村经济是提升全省经济的途径之一。云南省响应银监局的号召,自2008年起先后开启了6家村镇银行支持当地农村金融发展。本文主要分析云南省村镇银行在信贷资金运行和扶贫方面的现状和问题,并提出相应的建议。
[Abstract]:The GSP concept of finance was first put forward by the United Nations in 2005 when it promoted the year of Microcredit. Its purpose is to provide financial services to all sectors and groups of society in an effective and comprehensive manner. Paying special attention to the underdeveloped areas and the low- and middle-income groups that have long been excluded from traditional finance, and emphasizing the inclusiveness and fairness of financial functions. Yunnan Province is located on the southwest border of China and its economic development is relatively backward, In particular, rural economic backwardness is especially serious. Developing rural economy is one of the ways to enhance the economy of the whole province. Yunnan Province responds to the call of the Banking Regulatory Bureau. Since 2008, six village banks have been opened to support the development of local rural finance. This paper mainly analyzes the present situation and problems of credit fund operation and poverty alleviation in Yunnan Village Bank, and puts forward corresponding suggestions.
【作者单位】：云南大学;
【基金】：2010年国家社会科学基金项目资助(批准号10BGL058) 2009年云南哲学社会科学规划课题资助(YB2009024)
【分类号】：F832.4

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