NF银行广西分行国际结算业务发展策略研究

发布时间：2018-03-18 00:03

本文选题：农业政策性银行　切入点：国际结算　出处：《广西大学》2013年硕士论文　论文类型：学位论文

【摘要】：由于国际结算业务能从提升核心资本充足率、增加盈利及产品创新能力等方面提升银行竞争力,在全球经济一体化发展,国内金融与国际日渐接轨的今天,重视和发展国际结算业务已成为银行的共识。作为国家农业政策性银行,NF银行从履行支农职责、服务客户及实现自身愿景出发,于2006年正式开办国际结算业务。NF银行广西分行作为最早的一批试点行,业务曾连年快速增长。但随着全行发展政策的变迁,本外币业务的逐渐展开,NF银行广西分行国际结算业务发展面临诸多困难和问题。诸如内部管理体制缺陷,制度流程待完善,产品品种少,盈利性偏低,客户数量少质量低,从业队伍不稳、人才储备不足等问题困扰之下,该行业务增速明显下降,发展陷入困境。本文通过运用PEST及SWOT等工具对NF银行广西分行国际结算业务发展的宏观环境及内外部优劣势进行分析,并结合NF银行及广西的实际,有针对性地提出了优化管理体制、拓展客户群体、大力推广产品、强化风险防控等四个方面的具体策略建议。
[Abstract]:As the international settlement business can enhance the competitiveness of banks from the aspects of enhancing the core capital adequacy ratio, increasing profitability and product innovation ability, with the development of global economic integration, the domestic finance is increasingly in line with the international market. Attach importance to and develop the international settlement business has become the consensus of the bank. As the national agricultural policy bank, NF-Bank, in order to fulfill its duty of supporting agriculture, serving customers and realizing its own vision, officially opened its international settlement business, Guangxi Branch, as the first batch of pilot banks in 2006. The business has been growing rapidly year after year. However, with the change of the development policy of the whole bank, the gradual development of the local and foreign currency business is facing many difficulties and problems in the development of the international settlement business of the Guangxi Branch of NF Bank, such as the defects of the internal management system and the need to improve the system process. The products are few, profitability is low, the number of customers is low, the number of customers is low, the working team is unstable, the talent reserve is not enough, and so on, the business growth rate of the bank has obviously decreased, and the development has fallen into a dilemma. This paper analyzes the macro environment, internal and external advantages and disadvantages of the development of international settlement business of NF Bank Guangxi Branch by means of PEST and SWOT, and combines with the practice of NF Bank and Guangxi, puts forward the optimized management system. Expand the customer group, vigorously promote the product, strengthen the risk prevention and control of the specific four aspects of the specific strategy.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.2

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