基于实时管理的D银行监管报告平台的研究和设计

发布时间：2018-04-07 18:39

本文选题：实时管理　切入点：金融监管　出处：《上海交通大学》2013年硕士论文

【摘要】：作为社会进步和经济发展的血液，金融行业的安全和稳定对于整个社会和经济有着很直接的影响。全世界各国在美国金融危机的爆发后更加重视和加强金融监管，，尤其是加强对于银行业的监管，以避免出现连锁反应。随着经济全球化的进程加快以及金融全球化．金融创新和混业经营的盛行，使得监管当局针对这些新形势提高了对于金融机构的监管要求。未来金融监管发展的趋势是信息化．迅速化以及全球化。银行必须不断地根据外部环境和自身条件的变化提高防范和化解金融风险的快速反应能力。建设国际一流的监管系统的前提是建立监管信息自动化处理系统，强化信息的披露和反馈。而基于实时管理的监管报送平台(Based On Real TimeManagement)正是银行在信息系统建设过程中的一项运营模式创新。 D银行作为亚洲领先的金融机构在十多年前就已经根植于中国市场。基于当前外部环境的变化以及自身信息系统的实际情况，2011年起D银行开始进行IT监管报送平台的研究和建设。IT监管报送平台着眼于重新整合D银行在中国所有部门中不同的监管报送系统和软件，使之成为一个统一的报送平台，并向D银行的内部用户提供标准和统一的数据仓库和接口，目标是降低D银行监管报送信息系统整体的运营成本并且提高服务水平，从而更好地为各个业务部门的监管报送工作提供方便快捷的服务。这个IT监管统一报送平台的特点在于能够提供实时的监控和管理，不但可以方便用户及时准确全面的进行监管报告信息的上报并且得到反馈，而且使得管理层能够实时得到监管报告上报的状态情况，对于监管报送的进度一目了然，更可以及时的了解企业的监管风险和预警信息，从而提高了管理的效率和精度。本人试图通过在MBA求学生涯中学习到的管理理论知识，结合在D银行设计和实施基于实时管理的监管报告平台获得的内部信息，以及2年多来的运营状况进行了分析。本文结合金融监管的理论知识和实际具体要求，深入研究分析了基于实时管理的D银行监管报告平台的背景、目的、理论意义和实践意义，以及基于实时管理的D银行监管报告平台的需求、设计理念、以及具体的实施过程和效果。说明了基于实时管理的D银行监管报告平台的策略和核心价值，包括业务处理流程的优化管理、以用户为中心的服务管理体系、基于“三层架构”的系统架构、灵活的参数化配置、有效的风险控制以及对监管要求的灵活支持及实现等等。
[Abstract]:As the blood of social progress and economic development, the safety and stability of financial industry have a direct impact on the whole society and economy.Countries all over the world pay more attention to and strengthen financial supervision after the outbreak of the financial crisis in the United States, especially to strengthen the supervision of the banking industry, in order to avoid a chain reaction.With the acceleration of economic globalization and financial globalization.The prevalence of financial innovation and mixed operation makes the regulatory requirements for financial institutions higher in response to these new situations.The development trend of financial supervision in the future is informatization.Rapid change and globalization.Banks must constantly improve their ability to prevent and defuse financial risks according to the changes of external environment and their own conditions.The premise of building a world-class regulatory system is to establish an automated regulatory information processing system to enhance the disclosure and feedback of information.The real-time management based on Real time Management platform is an innovation of operation mode in the process of information system construction.Bank D, the leading financial institution in Asia, was rooted in China more than a decade ago.Based on the changes in the external environment and the actual situation of its own information system, Bank D began to conduct research on IT regulatory reporting platform in 2011 and build an IT regulatory reporting platform with a view to reintegrating all D Bank departments in China.Different regulatory reporting systems and software in the door,To make it a unified reporting platform and to provide a standard and unified data warehouse and interface to the internal users of Bank D. the goal is to reduce the overall operating costs and improve the level of services of Bank D's supervisory information reporting system.Thus providing convenient and fast service for the supervision and reporting work of various business departments.This unified IT regulatory reporting platform is characterized by its ability to provide real-time monitoring and management, which not only facilitates the timely, accurate and comprehensive reporting of regulatory reports by users, but also provides feedback.Moreover, the management can get the status of the supervision report in real time. It is clear to the progress of the supervision report, and can understand the supervision risk and early warning information in time, thus improving the efficiency and precision of the management.In this paper, I try to analyze the management theory knowledge of MBA, the internal information obtained from the design and implementation of the supervisory reporting platform based on real-time management in D Bank, and the operational situation of more than two years.Based on the theoretical knowledge and practical requirements of financial supervision, this paper deeply studies and analyzes the background, purpose, theoretical significance and practical significance of D bank supervision reporting platform based on real-time management.And the demand, design idea, concrete implementation process and effect of D bank supervision and report platform based on real time management.The strategy and core value of D bank supervision and reporting platform based on real-time management are explained, including the optimization of business process management, the user-centered service management system, and the system architecture based on "three-tier architecture".Flexible parameterized configuration, effective risk control, flexible support and implementation of regulatory requirements, etc.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.3

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