潇湘纸业供应链金融信用风险评估研究

发布时间：2018-04-09 21:04

本文选题：供应链金融　切入点：信用风险度量　出处：《中南大学》2013年硕士论文

【摘要】：摘要：近年来,供应链金融成为一种新兴的融资模式,它能有效解决中小企业的融资困境,改变了传统的银企单一授信模式。供应链金融业务根据产业链结构特点和商品交易详情,以核心企业为金融支持者,对中小企业进行专项授信,有效地转移了风险。随着供应链金融业务的增多,市场的壮大,如何对融资过程中的信用风险进行度量,成为了银行信贷业务的中心。因此,对供应链金融信用风险评价体系进行完善具有重要的现实意义。本文首先介绍了供应链金融的理论基础以及国内外对供应链金融以及信用风险度量的研究现状,进而引入正题,对潇湘纸业公司的供应链金融服务现状进行了阐述。然后对潇湘纸业的供应链金融的信用风险进行识别,构建基于供应链金融的中小企业信用风险评价指标体系,并运用灰色层次分析法和1ogistic回归模型对潇湘纸业的信用风险进行综合评价,从而定量、客观、科学地揭示供应链金融的有效性。最后,在研究成果的基础上对银行和潇湘纸业如何防控供应链金融的信用风险提出了几点建议。
[Abstract]:Absrtact: in recent years, supply chain finance has become a new financing mode, which can effectively solve the financing dilemma of small and medium-sized enterprises and change the traditional single credit mode of banks and enterprises.According to the characteristics of the industrial chain structure and the details of commodity transaction, the supply chain financial business, taking the core enterprise as the financial supporter, gives special credit to the small and medium-sized enterprises and effectively transfers the risk.With the increase of the supply chain financial business and the expansion of the market, how to measure the credit risk in the process of financing has become the center of the bank credit business.Therefore, it is of great practical significance to perfect the credit risk evaluation system of supply chain finance.This paper first introduces the theoretical basis of supply chain finance and the research status of supply chain finance and credit risk measurement at home and abroad, and then introduces the topic, and expounds the current situation of supply chain financial service of Xiaoxiang Paper Company.Then the credit risk of supply chain finance of Xiaoxiang paper industry is identified, and the credit risk evaluation index system of small and medium-sized enterprises based on supply chain finance is constructed.The credit risk of Xiaoxiang paper industry is evaluated by using grey analytic hierarchy process (AHP) and 1ogistic regression model, and the validity of supply chain finance is revealed quantitatively, objectively and scientifically.Finally, based on the research results, some suggestions on how to prevent and control the credit risk of supply chain finance by banks and Xiaoxiang paper industry are put forward.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F426.83;F832

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