金融稳定与存款人保护:英国银行破产法改革及其借鉴意义

发布时间：2018-04-10 00:21

  本文选题：银行破产法　切入点：英国银行　出处：《金融论坛》2011年11期

【摘要】：作为对新一轮银行危机的法律回应,英国颁行了《2009年银行法》,确立了全新的银行破产监管制度,实现了银行破产立法的重大变革,同时也改变了英国此前对金融市场较少干预的基本立场,相信市场自我纠错的监管理念走向终结。该法以金融稳定与存款人保护为宗旨,着重对银行破产立法目标、金融安全网参与者的权力与合作机制以及问题银行的处置程序进行改革。以此为鉴,我国的银行破产立法可对立法政策目标、银监会等金融安全网参与者的权责配置与合作机制进行重构与完善,努力把破产前干预与司法重整有机结合并确立破产清算的保障机制。
[Abstract]:As a legal response to a new round of banking crisis, Britain enacted the <2009 Bank Law >, established a new bankruptcy supervision system, to achieve major changes in bank insolvency legislation, but also changed the position of Britain had on the financial market less intervention, believe that the market self correcting the regulatory philosophy toward the end. By the method of financial stability and depositor protection for the purpose, focus on the legislative objective of bank insolvency, the financial safety net participants' power and cooperation mechanism and the bank's disposal program reform. As a result, our bank bankruptcy legislation on legislative policy objectives, the CBRC accountability configuration and cooperation mechanism of financial safety net the participants of reconstruction and improvement, and strive to intervene before the bankruptcy protection mechanism reforming combined with judicial and the establishment of bankruptcy liquidation.

【作者单位】： 华东政法大学博士后流动站;
【分类号】：D956.1;DD912.28;F832.2
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本文编号：1728838