中国工商银行供应链金融的运用以及探索

发布时间：2018-04-13 19:26

本文选题：供应链金融 + 信息流　；参考：《广西师范大学》2013年硕士论文

【摘要】：在经济全球化的背景下,企业之间的竞争从单纯的企业间的竞争演变了供应链之间的竞争。当供应链管理出现,供应链金融也随之而生。目前,在国内金融市场上,中国工商银行作为国内商业银行的领头羊,紧紧抓住了供应链金融大发展的机遇,结合自身丰富的金融产品以及产品创新能力强的特点发展了具有特色的供应链金融业务,为中小企业融资难提供了一种全新的服务模式。同时,根据近年来供应链金融服务的经验,工行推导出供应链金融日后的发展模式为电子供应链金融,并在此的基础上进行了业务品种的尝试与创新。电子供应链融资服务作为供应链融资服务日后发展的方向有着特殊的优势,电子供应链融资的发展不仅能够为供应链中企业解决融资需求,同时有助于银行更好的参与到供应链活动中,有助与银行控制风险。本文通过电子供应链融资的优势,也分析了目前国内电子供应链融资服务的不足,希望通过电子供应链技术发展、产品的配比、风险的防范弥补不足目前的不足,为电子供应链的发展提供一定的借鉴。随着金融市场的成熟,电子商务平台技术的发展以及法律制度的完善,电子供应链金融服务将会成为金融市场上具有支撑力量的工具。本文以供应链金融服务为中心,以中国工商银行供应链金融服务的运用依据,结合国内外供应链金融的发展现状,推出日后供应链金融发展的趋势。本文一共分为七个部分,第一章要为研究背景、依据以及框架,主要阐述了供应链金融服务的意义以及研究的背景；第二章为供应链金融的相关理论,主要包括了供应链的定义,供应链金融的定义以及供应链金融的特点以及优势；第三章为国外供应链金融的发展现状主要从银行、法律、信息化运用的方面阐述了国外供应链金融与国内的不同；第四章为国内供应链金融的发展现状；第五章为国内供应链金融服务发展的不足；第六章为中国工商银行在供应链金融服务上模式以及实践成果；第七章为中国工商银行对供应链金融发展的进一步探索。最后,本文对供应链金融提供了总结和展望。
[Abstract]:Under the background of economic globalization, the competition between enterprises evolves from the competition among enterprises to the competition between supply chains.When supply chain management appears, supply chain finance also comes along with it.At present, in the domestic financial market, the Industrial and Commercial Bank of China, as the leader of the domestic commercial banks, has tightly grasped the opportunity for the great development of the supply chain finance.Combined with its rich financial products and strong product innovation ability, the paper develops the characteristic supply chain financial business, and provides a new service mode for the financing difficulty of small and medium-sized enterprises.At the same time, according to the experience of supply chain financial service in recent years, ICBC deduces that the future development mode of supply chain finance is electronic supply chain finance, and on the basis of this, it tries and innovates the business variety.Electronic supply chain financing service as the future development direction of supply chain financing services has special advantages. The development of electronic supply chain financing can not only solve the financing needs of enterprises in the supply chain.It also helps banks to participate better in supply chain activities and to control risks with banks.Based on the advantages of electronic supply chain financing, this paper also analyzes the shortage of domestic electronic supply chain financing service, hoping to make up for the deficiency through the development of electronic supply chain technology, product matching and risk prevention.To provide some reference for the development of electronic supply chain.With the maturity of financial market, the development of electronic commerce platform technology and the perfection of legal system, electronic supply chain financial service will become a supporting tool in financial market.Based on the supply chain financial service and the application basis of supply chain financial service of ICBC, this paper puts forward the development trend of supply chain finance in the future, combining with the development situation of supply chain finance at home and abroad.This paper is divided into seven parts, the first chapter is the research background, the basis and the framework, mainly elaborated the significance of the supply chain financial services and the background of the research; the second chapter is the supply chain finance related theory,It mainly includes the definition of supply chain, the definition of supply chain finance, the characteristics and advantages of supply chain finance.The application of information technology expounds the differences between foreign supply chain finance and domestic supply chain finance, the fourth chapter is the development status of domestic supply chain finance, the fifth chapter is the shortage of domestic supply chain finance service development.The sixth chapter is the model and practice of ICBC in supply chain financial service, and the seventh chapter is ICBC's further exploration on the development of supply chain finance.Finally, this article provides the summary and the prospect to the supply chain finance.
【学位授予单位】：广西师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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