美国金融危机对中国商业银行竞争力的影响研究

发布时间：2018-04-18 15:27

本文选题：美国金融危机 + 商业银行竞争力　；参考：《广东金融学院学报》2011年02期

【摘要】：利用《银行家》杂志提供的2006～2009年全球前1000家银行的财务指标数据,运用改进的蛛网模型分析国内外具有代表性的商业银行竞争力,研究显示2007～2008年,中国商业银行受到美国金融危机的负面影响要小,整体竞争力在此期间要高于国际大银行;在金融危机影响逐渐消退的2009年,中国商业银行竞争力相对于国际大银行有明显的下降,经营稳定性也远不如国际大银行。因此,中国商业银行应继续提升盈利能力和经营稳定性,增强自身的抗风险能力。
[Abstract]:Using the financial index data of the top 1000 banks in the world from 2006 to 2009 provided by Banker magazine, and using the improved cobweb model to analyze the competitiveness of the representative commercial banks at home and abroad, the research shows that from 2007 to 2008,Chinese commercial banks were less adversely affected by the US financial crisis, and their overall competitiveness was higher than that of major international banks during this period; in 2009, when the impact of the financial crisis receded,The competitiveness of Chinese commercial banks is obviously lower than that of international banks, and the stability of operation is far less than that of international banks.Therefore, Chinese commercial banks should continue to enhance their profitability and operational stability, and enhance their ability to resist risks.
【作者单位】：湖南大学金融与统计学院;
【分类号】：F832.3

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