我国商业银行投资银行业务风险管理研究

发布时间：2018-04-20 18:29

本文选题：商业银行 + 投资银行业务　；参考：《山西财经大学》2013年硕士论文

【摘要】：随着我国金融领域的逐渐开放，国外金融机构全面涌入，而外资银行同时具备传统商业银行的先进经验和投资银行的业务优势，对我国金融业的发展提出巨大挑战。因此，，我国商业银行在固守传统存、贷、汇、兑业务的同时应积极开展投资银行业务，进行业务创新以提高综合竞争能力。但是，商业银行在顺应混业潮流而开展投资银行业务获得诸多利益的同时，也不能忽视其中潜在的风险。本文从国内商业银行的实际出发，首先阐述商业银行投资银行业务风险管理的相关概念和理论基础；其次利用模型证明了开展投资银行业务确实可以帮助商业银行分散风险；另外，本文对开展投资银行业务产生的不同于传统业务的风险进行阐述；接下来结合国外商业银行开展投资银行业务在风险管理方面的实践总结其对我国的启示；随后通过工商银行的案例分析了当前我国商业银行投资银行业务在风险管理方面的现状，并在此基础上提出相关问题及有针对性对策建议；最后，从组织和体制、风险管理体系及对商业银行整体风险的影响三方面阐述结论。
[Abstract]:With the gradual opening of the financial field in our country, foreign financial institutions are coming in, while the foreign banks have both the advanced experience of the traditional commercial banks and the business advantages of the investment banks, which brings great challenges to the development of the financial industry of our country. Therefore, Chinese commercial banks should actively carry out investment banking business while adhering to the traditional deposit, loan, exchange and exchange business, and carry out business innovation in order to improve their comprehensive competitive ability. However, commercial banks can not ignore the potential risks while developing investment banking business to obtain a lot of benefits in keeping with the trend of mixed industry. Starting from the reality of domestic commercial banks, this paper first expounds the related concepts and theoretical basis of risk management in investment banking business of commercial banks, and then proves that investment banking business can help commercial banks to disperse risks by using the model. In addition, this paper expounds the risks which are different from the traditional business arising from the investment banking business, and then summarizes the inspiration to our country by combining the practice of foreign commercial banks in the risk management of investment banking business. Then through the case of ICBC, this paper analyzes the current situation of risk management in the investment banking business of commercial banks in China, and puts forward the relevant problems and targeted countermeasures on this basis; finally, from the organization and system, The risk management system and its impact on the overall risk of commercial banks are discussed in three aspects.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.2

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