法经济学视域下的农村金融监管制度创新-供求均衡视角分析

发布时间：2018-04-22 09:28

本文选题：金融监管 + 供求均衡　；参考：《福建论坛(人文社会科学版)》2011年11期

【摘要】：金融监管对于农村经济的健康发展和"三农"问题的最终解决至关重要,我国复杂的农村金融局面和相对宽松的准入政策给农村金融监管带来了新的挑战。农村金融市场的市场失灵和监管法律的供给不足导致农村金融监管法律体制建设的非均衡现状,农村金融法律制度改革应当充分考虑供求关系对制度变迁的影响,打破自上而下的"路径依赖"进行制度创新,设置多层次的农村金融监管机构,整合农村金融监管资源以完善农村金融监管法律制度体系。
[Abstract]:Financial supervision is of great importance to the healthy development of rural economy and the final solution of the "three rural" problems. The complex rural financial situation and the relatively loose access policy in China have brought new challenges to the rural financial supervision. The market failure of the rural financial market and the insufficient supply of the supervision law lead to the unbalanced situation of the construction of the rural financial supervision legal system. The reform of the rural financial legal system should fully consider the influence of the supply and demand relationship on the institutional change. Breaking the "path dependence" from top to bottom to carry on system innovation, setting up multi-level rural financial supervision organizations, integrating rural financial supervision resources to perfect the legal system of rural financial supervision.
【作者单位】：福建江夏学院法律系经济法教研室;福建农林大学经济与管理学院;
【基金】：2010年教育部人文社科规划基金项目(10YJA630177):农村信用社经营效率增长机理及风险控制研究
【分类号】：F832.1;D922.28

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