中国农村金融发展对城乡收入差距影响的实证分析

发布时间：2018-04-29 10:40

本文选题：城乡收入差距 + 农村金融发展规模　；参考：《暨南大学》2013年硕士论文

【摘要】：改革开放以来伴随我国经济水平的高速发展，我国城乡收入呈现出差距逐渐扩大的趋势，成为现阶段社会发展和稳定的问题，受到社会各界和政府的高度关注。从现有的理论研究中已发现我国金融发展是城乡收入差距扩大的影响重要因素之一，但关于中国农村金融发展对我国城乡收入差距会产生怎样影响的问题，学术界对此问题探讨也一直处于研究状态。因此从中国农村金融发展的角度对我国城乡收入差距的影响研究具有重要的现实意义和理论价值。本文从中国农村金融发展的角度出发，首先回顾了国内外有关金融发展与城乡收入差距文献综述，梳理并归纳国内外学者研究研究不同角度和不同观点；然后从我国城乡差距与农村金融发展的历史背景分析出发，研究了我国农村金融发展缓慢的原因，并结合相关的金融发展理论出发，从理论角度全面阐述了中国农村金融发展影响我国城乡收入差距的方式和途径。实证部分选取了1978年改革开放以来我国主要29个省份的面板数据，通过对国外经典模型进行改进，从农村金融发展的规模、结构、效率三个角度出发，选取可能对城乡收入差距有影响的各项经济水平、教育水平、财政支出等控制变量，，通过运用固定效应面板模型分析中国农村金融发展对我国城乡收入差距的影响，得出本文主要结论即农村金融发展规模和农村金融发展效率主要通过资金外流扩大城乡收入差距，农村金融结构比率的提高则通过缩小城乡二元金融结构程度一定程度扭转了我国城乡收入差距。最后提出要协调城乡金融发展，进一步改善农村金融发展效率，加大农业投入等政策建议，并作出进一步研究方向的展望。
[Abstract]:With the rapid development of our country's economic level since the reform and opening up, the income gap between urban and rural areas in our country has gradually expanded, which has become a problem of social development and stability at the present stage, and has been highly concerned by all walks of life and the government. From the existing theoretical research, it has been found that the financial development of our country is one of the important factors influencing the widening of the urban-rural income gap, but how does the rural financial development of China affect the urban-rural income gap in China? The academic research on this issue has also been in a state of study. Therefore, it is of great practical significance and theoretical value to study the influence of rural financial development on the income gap between urban and rural areas in China. From the perspective of the development of rural finance in China, this paper reviews the literature review of financial development and urban-rural income gap at home and abroad, and summarizes the different perspectives and viewpoints of domestic and foreign scholars. Then, starting from the historical background analysis of the gap between urban and rural areas and the development of rural finance, this paper studies the reasons for the slow development of rural finance in China, and combines with the relevant financial development theory. In this paper, the ways and means of affecting the income gap between urban and rural areas in China are discussed from the perspective of theory. The empirical part selects the panel data of 29 major provinces since the reform and opening up in 1978, through the improvement of the foreign classical model, starting from the scale, structure and efficiency of rural financial development. By using the fixed effect panel model, this paper analyzes the influence of rural financial development on the urban-rural income gap in China by selecting the control variables, such as economic level, education level, financial expenditure and so on, which may have an impact on the income gap between urban and rural areas. The main conclusion of this paper is that the scale of rural financial development and the efficiency of rural financial development expand the urban-rural income gap mainly through capital outflow. The increase of the ratio of rural financial structure can reverse the urban-rural income gap to a certain extent by reducing the dual financial structure of urban and rural areas. Finally, the author puts forward some policy suggestions, such as coordinating the development of urban and rural finance, further improving the efficiency of rural financial development and increasing agricultural input, and makes the prospect of further research direction.
【学位授予单位】：暨南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.35;F124.7

【参考文献】