中国大中型银行与小型商业银行效率的比较——基于投入主导型的DEA测度

发布时间：2018-05-07 13:18

本文选题：数据包络分析 + 大中型商业银行　；参考：《经济管理》2011年07期

【摘要】：本文运用投入主导型的数据包络分析(DEA)方法测度了我国11家大中型商业银行及12家小型商业银行及信用社在2003～2006年的技术效率、纯技术效率、规模效率和规模变化情况。结果表明大中型商业银行比小型商业银行的技术效率更高,并且更稳定;大中型、小型商业银行的技术效率出现同涨同跌的现象;大中型商业银行的纯技术效率高于小型商业银行,但是差别并不太大;大中型商业银行的纯技术效率远远比小型商业银行稳定;大中型商业银行的规模效率大于小型商业银行;小型商业银行的自身规模效率主要取决于自身的规模大小,规模越大,规模效率越高,反之,则越低;大中型商业银行普遍处于规模报酬递减的状态,小型商业银行全部处于规模报酬递增的状态。
[Abstract]:This paper measures the technical efficiency, pure technical efficiency, scale efficiency and scale change of 11 large and medium-sized commercial banks, 12 small commercial banks and credit cooperatives in China from 2003 to 2006 by means of input oriented data Envelopment Analysis (DEAA). The results show that the technical efficiency of large and medium-sized commercial banks is higher and more stable than that of small commercial banks. The pure technical efficiency of large and medium-sized commercial banks is higher than that of small commercial banks, but the difference is not too great; the pure technical efficiency of large and medium-sized commercial banks is far more stable than that of small commercial banks, and the scale efficiency of large and medium-sized commercial banks is larger than that of small commercial banks. The scale efficiency of small commercial banks mainly depends on the size of their own, the larger the scale, the higher the scale efficiency, and the lower the scale efficiency is. Small commercial banks are all in the state of increasing returns on a scale.
【作者单位】：吉林大学商学院;中国国有经济研究中心;
【基金】：教育部社科基金重大项目“金融危机对我国经济金融冲击的动态计量与国家金融安全预警研究”(2009JJD790015)
【分类号】：F832.33;F224

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