收支不确定性对城镇居民储蓄存款行为的影响:理论解释与实证检验

发布时间：2018-05-11 18:57

  本文选题：收支不确定性 + 城镇储蓄存款　； 参考：《上海经济研究》2011年03期

【摘要】：20世纪90年代起中国城镇居民面临的收入不确定性与支出不确定性逐渐增加,理论解释与实证检验表明,收支不确定性对城镇储蓄存款具有明显的推动作用,其中支出不确定性的影响高于收入不确定性的影响,收支不确定性的影响高于支出不确定的影响。A股成交金额对城镇储蓄存款的影响系数显著为正,表明股票市场并未对城镇储蓄存款起到明显的分流作用。
[Abstract]:The uncertainty of income and the uncertainty of expenditure of urban residents in China gradually increase from 1990s. The theoretical explanation and empirical test show that the uncertainty of income and expenditure has a significant impetus to the urban savings deposit, and the influence of expenditure uncertainty is higher than that of income uncertainty, and the influence of income and expenditure uncertainty is higher than that of income and expenditure. The impact coefficient of.A shares on urban savings deposits is significantly positive, indicating that the stock market does not play an obvious diverting effect on the savings deposits in the cities and towns.

【作者单位】： 广东商学院;华南师范大学;
【分类号】：F832.2
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本文编号：1875165