SDL公司借助物流金融业务融资案例分析

发布时间：2018-06-02 04:11

本文选题：物流金融 + 案例分析　；参考：《辽宁大学》2013年硕士论文

【摘要】：随着我国市场经济体制的不断深化,中小企业产值在国民经济经济总量中所占有的比重逐步提高,大有替代原有国有企业成为产业龙头的趋势。与此同时,全球化的发展加速了产业化的速度,加快了产品更新换代,这就要求企业必须加创新投入、提高流动资金周转效率,以此提高自身竞争优势保证长远发展。但是由于我国金融市场不完善、资金供需不合理导致中小企业的资金供给存在很大缺口。2008年的金融危机已经过去了四年多时间,但是从世界范围看,经济复苏迹象并不明朗,高失业率、高通胀问题依然严重,而且希腊、西班牙、意大利等国家的债务危机依然笼罩着欧盟国家迟迟不能散去。从历史上经济危机的管理经验看只有寻找到新的增长点才能真正走出危机走向繁荣,数十年的发展经验表明中小企业具有成为火车头带动经济复苏的潜力。所以如何将中小企业从发展过程中融资困境中解救出来是影响整个世界经济的繁荣发展的关键。总览国外大型企业尤其是跨国企业的发展过程我们不难发现,拥有一个协调一致、紧密整合的供应链是企业竞争力的关键,重新整合供应链也是企业降低动产在总资产中的比重提高资金利用率的切入点,有助于解决中小企业融资难问题。生产供应链的整合过程也就是物流金融的产生过程。物流金融是建立在传统物流业务基础之上的复合型金融服务业务,是集合物流配送、仓储服务、商业贸易以及信用创造的综合性服务平台。由于物流金融是通过对流动资产质押或发担保获得贷款,所以比较适用于中小企业尤其是固定资产缺乏但流动资产比较充足的商品贸易领域的企业进行融资。根据开展方式的不同可以将物流金融分为仓单质押融资、保兑仓、信用证项下货权质押融资、融通仓和海陆仓等多种业务模式。本文通过SDL公司借助LC物流金融业务进行融资案例论证了通过物流融资方式解决中小企业融资困境的可能性。
[Abstract]:With the deepening of China's market economy system, the proportion of the output value of small and medium-sized enterprises in the total national economy has gradually increased, and there is a tendency to replace the original state-owned enterprises as the industrial leader. At the same time, the development of globalization accelerates the speed of industrialization and the upgrading of products, which requires enterprises to increase innovative investment and improve the turnover efficiency of liquidity, so as to improve their own competitive advantages to ensure long-term development. However, because of the imperfect financial market in our country and the unreasonable supply and demand of funds, there is a big gap in the supply of funds for small and medium-sized enterprises. More than four years have passed since the 2008 financial crisis, but the signs of economic recovery in the world are not clear. High unemployment, high inflation, and debt crises in Greece, Spain and Italy continue to hang over the EU. From the management experience of economic crisis in history, only by finding new growth point can we really get out of the crisis and go to prosperity. The development experience of decades shows that small and medium-sized enterprises have the potential to become locomotive to drive economic recovery. So how to save SMEs from the financing dilemma is the key to the prosperity and development of the whole world economy. An overview of the development process of large foreign enterprises, especially multinational enterprises we can easily find that having a coherent and tightly integrated supply chain is the key to the competitiveness of enterprises. Reintegrating the supply chain is also the starting point for enterprises to reduce the proportion of movable property in the total assets and improve the utilization rate of funds, which is helpful to solve the financing difficulties of small and medium-sized enterprises. The integration process of production supply chain is also the process of producing logistics finance. Logistics finance is a complex financial service business based on traditional logistics business. It is a comprehensive service platform for gathering logistics distribution warehousing service commercial trade and credit creation. Because the logistics finance obtains the loan through the pledge or the guarantee to the current assets, it is more suitable for the small and medium-sized enterprises, especially the enterprises in the field of commodity trade where the fixed assets are lacking but the current assets are more abundant. According to the different modes of development, the logistics finance can be divided into several business models, such as warehouse receipt pledge financing, confirmed warehouse position, right pledge financing under letter of credit, financing warehouse and sea and land warehouse, and so on. This paper demonstrates the possibility of solving the financing dilemma of small and medium-sized enterprises by means of logistics financing through the case of SDL company with the help of LC logistics finance business.
【学位授予单位】：辽宁大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F275;F832.4

【参考文献】