金融改革背景下中国银行业监管机制的研究

发布时间：2018-06-18 15:43

本文选题：金融改革 + 银行业监管机制　；参考：《内蒙古大学》2013年硕士论文

【摘要】：在任何国家,银行业都处于金融体系的中心位置,直接影响着一个国家的经济能否高速稳健地发展,社会能否和谐有序地运行。所以,世界各国都投入了巨大的成本来加强对银行业的管理和规制,我国亦不例外。本文拟从我国改革开放以来所进行的金融改革的简要阐述,探寻现存银行业监管机制发挥的作用及存在的缺陷,通过比较与借鉴发达国家在银行业监管机制方面的有益经验,最终形成我国较为完善的银行业监管机制。本文共分为五个部分：第一部分,对银行业监管机制的相关概念进行了阐述；第二部分,详细解读了中国历次金融改革；第三部分,剖析了我国现有银行业监管机制存在的主要问题。第四部分,对美、英、德、日四个发达国家的银行业监管机制进行了比较和借鉴；第五部分作为论文的重点,从银行业监管机构和银行业监管制度两方面,对我国现有金融体制下银行业监管机制的完善提出了对策。本文通篇将银行业监管机制从机构和制度两方面进行解剖和分析,这种分类在国内相关论文中属于较为新颖的方式。在银行业监管机制的完善方面,本文也做了一些创新性研究,比如设定了中国银行业监管机制的总体目标、加强银行业监管机构与其他政府部门的合作、对依法监管进行了具体的分析等。
[Abstract]:In any country, the banking industry is in the central position of the financial system, which directly affects whether the economy of a country can develop at a high speed and steady, and whether the society can run harmoniously and orderly. Therefore, countries all over the world have invested huge costs to strengthen the management and regulation of the banking industry, and China is no exception. This paper briefly expounds the financial reform since the reform and opening to the outside world in China, explores the functions and defects of the existing banking supervision mechanism, and compares and draws lessons from the beneficial experiences of the developed countries in the banking supervision mechanism. Finally, a more perfect banking supervision mechanism is formed in our country. This paper is divided into five parts: the first part, the related concepts of banking supervision mechanism are expounded; the second part, the detailed interpretation of the previous financial reforms in China; the third part, This paper analyzes the main problems existing in the present banking supervision mechanism in China. The fourth part compares and draws lessons from the banking regulatory mechanisms of the United States, Britain, Germany and Japan. The fifth part, as the focus of the paper, from the banking regulatory institutions and banking regulatory system, This paper puts forward some countermeasures to perfect the banking supervision mechanism under the present financial system of our country. This paper dissects and analyzes banking supervision mechanism from two aspects of institution and institution. This classification is a novel way in domestic related papers. In the aspect of the perfection of banking supervision mechanism, this paper has also done some innovative research, such as setting the overall goal of China's banking supervision mechanism, strengthening the cooperation between banking regulators and other government departments. The specific analysis of the supervision according to law, etc.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.1

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