岳阳市小额贷款公司可持续发展研究

发布时间：2018-06-18 23:09

本文选题：岳阳市 + 小额贷款　；参考：《湖南农业大学》2013年硕士论文

【摘要】：小额贷款公司是企业法人、其他社会组织与自然人投资设立,不吸收公众存款,经营小额信贷业务有限责任公司或股份有限公司。小额贷款公司应根据“小额、分散、便捷”的原则,鼓励“三农”和中小企业提供信贷服务。小额贷款金额少、手续简单、灵活快捷、市场潜力大,现已渗透到经济的各个方面。有效地促进了我国农村金融的改革,“三农”企业融资难一直是阻碍农业发展的绊脚石。应运而生小额贷款公司,从诞生就受到政府、经济学者和相关机构的极大关注。因此,对小额贷款公司的研究,具有重要的现实意义。文中以岳阳的小额贷款公司为研究对象,首先从岳阳的小额贷款公司的发展环境出发,阐述了在岳阳的小型贷款公司的发展过程；从内、外环境分析发展进程中面临的问题；然后在此基础上详细分析了小额贷款公司发展的优势、劣势、机会与威胁,依据SWOT分析模块提出了岳阳市小额贷款公司发展的策略并提出发展的保障措施。
[Abstract]:Small loan company is an enterprise legal person, other social organization and natural person investment set up, do not absorb the public deposit, manage the microcredit business limited liability company or the joint stock limited company. Microfinance companies should encourage small, rural and small-sized enterprises to provide credit services in accordance with the principle of "small-size, decentralized, convenient". Small amount of small loans, simple procedures, flexible and fast, market potential, has penetrated into all aspects of the economy. It has effectively promoted the reform of rural finance in our country, and the difficulty of financing agriculture, rural areas and farmers has been a stumbling block to the development of agriculture. Microfinance companies emerged as the times require, from the birth of the government, economists and related institutions of great concern. Therefore, the study of micro-credit companies, has an important practical significance. This paper takes the small loan company of Yueyang as the research object, starting from the development environment of the small loan company in Yueyang, expounds the development process of the small loan company in Yueyang, analyzes the problems in the development process from the inside and outside environment. Then it analyzes the advantages, disadvantages, opportunities and threats of the development of microfinance companies in detail. According to the SWOT analysis module, it puts forward the development strategy of the micro-credit companies in Yueyang City and puts forward the development measures.
【学位授予单位】：湖南农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4

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