XX外资银行操作风险管理研究

发布时间：2018-06-26 09:26

本文选题：外资银行 + 操作风险管理战略　；参考：《西南财经大学》2013年硕士论文

【摘要】：近年来,我国外资银行迅速发展,成为我国银行业中不可忽视的中坚力量,对我国的金融运行以及金融体系产生了深刻影响。外资银行推动了我国金融国际化进程,加速了我国银行业的创新。同时,外资银行还不断强化了我国金融业的竞争机制,促进我国融资模式的转变。当今,风险管理成为了外资银行最核心的竞争力,其好坏直接决定了外资银行经营的成败。风险中的市场风险、信用风险在早期已经引起外资银行的重视,而且形成了一整套完整的风险管理理念和风险管理模式。相比之下,外资银行对操作风险的关注和研究相对落后。深刻分析操作风险产生的理论根源和现实起因,研究、界定、度量操作风险,并且结合中国外资银行操作风险管理的特殊性,进而相应地提出外资银行操作风险管理的策略,对操作风险管理的原理和实践操作、银行业的健康运转以至整个国民经济的健康平稳运行都具有非常重大的意义。因此,本文重点研究了我国外资银行操作风险管理战略,着重分析外资银行操作风险管理战略的现状、选择、制定与实施,在此基础上提出几点建议和对策供参考。在内容安排上,全文分为五章。第一章简述研究的背景和意义；第二章简介中国外资银行操作风险管理的理论基础；第三章调查我国外资银行操作风险的现状；第四章重点研究我国外资银行操作风险管理的战略制定；第五章提出我国外资银行操作风险管理战略的具体执行方案。表达的观点与结论是目的,方法是手段。本文为尽可能真实提示目前外资银行的操作风险,建立在科学的研究分析方法之上。主要运用了案例分析相结合的方法、归纳与演绎法、历史分析方法和对比分析方法,并运用SWOT分析法作为银行操作风险管理的研究工具。虽然国内有不少专家学者对本课题进行研究,但我认为他们的研究不够具体,缺乏较强的可操作性。本文结合《巴塞尔新资本协议》的相关新规定对我国外资银行运营中所面临的操作风险这一话题进行系统的分析,并加以从具体实际案例的角度来研究,提出切实可行的实施对策,因此本文具有一定的延续性和创新性。
[Abstract]:In recent years, China's foreign banks have developed rapidly and become the backbone of our banking industry, which has a profound impact on the financial operation and financial system of our country. Foreign banks promote the process of financial internationalization and accelerate the innovation of China's banking industry. At the same time, foreign banks also strengthen the competition mechanism of our financial industry and promote the transformation of financing mode. Nowadays, risk management has become the core competitiveness of foreign banks, which directly determines the success or failure of foreign banks. The market risk and credit risk in the risk have attracted the attention of the foreign banks in the early stage, and have formed a complete set of risk management concepts and risk management models. In contrast, foreign banks are relatively backward in their concern and research on operational risks. This paper deeply analyzes the theoretical and practical causes of operational risk, studies, defines and measures operational risk, and combines the particularity of operational risk management of foreign banks in China, and then puts forward corresponding strategies for operational risk management of foreign banks. It is of great significance to the principle and practice of operational risk management, the healthy operation of the banking industry and the healthy and stable operation of the whole national economy. Therefore, this paper focuses on the operational risk management strategy of foreign banks in China, analyzes the current situation, selection, formulation and implementation of operational risk management strategy of foreign banks, and puts forward some suggestions and countermeasures for reference. In content arrangement, the full text is divided into five chapters. The first chapter briefly introduces the background and significance of the study, the second chapter introduces the theoretical basis of the operational risk management of foreign banks in China, the third chapter investigates the current situation of the operational risk of foreign banks in China. The fourth chapter focuses on the strategic formulation of the operational risk management of foreign banks in China, and the fifth chapter puts forward the specific implementation plan of the operational risk management strategy of foreign banks in China. Views and conclusions expressed are ends and methods are means. In order to reveal the operational risk of foreign banks as truthfully as possible, this paper is based on scientific research and analysis methods. It mainly uses the method of case analysis, inductive and deductive method, historical analysis method and contrast analysis method, and uses SWOT analysis method as the research tool of bank operation risk management. Although there are many domestic experts and scholars to study this subject, but I think their research is not specific enough, lack of strong operability. Based on the new provisions of the Basel New Capital Accord, this paper makes a systematic analysis of the operational risks faced by foreign banks in China, and studies them from the point of view of practical cases. Put forward feasible implementation countermeasure, so this article has certain continuity and innovation.
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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