黑龙江省金融生态系统发展水平及其稳定性研究

发布时间：2018-07-13 18:37

【摘要】：改革开放30多年来，我国经济快速发展，取得了巨大成就，但是同时也付出了沉重的环境代价，自然生态系统遭到了不同程度的破坏。金融生态系统与自然生态系统类似，具有很多自然生态系统的特征。避免金融生态系统遭受同样的破坏成为很多金融学者的共识，而解决此问题的前提是要了解目前存在的金融生态系统的发展水平及其稳定性程度，只有了解了现有的金融生态系统的发展水平及其稳定性程度，才能对其进行局部调整，以达到整个系统协同稳定运行。黑龙江省目前正在加快转变发展方式、调整产业结构，大力推进“八大经济区”和“十大工程”建设，加快发展“十大重点产业”，这些目标任务的完成离不开金融机构的大力支持，离不开金融生态系统的协同稳定运行。当前，黑龙江省金融系统在全国的带领下进行一步步改革，改革就面临着未知，改革就意味着冲击。那么，把握了解现有的黑龙江省金融生态系统的发展水平及其稳定性程度、波动特征则是黑龙江省金融生态系统进一步改革的关键前提。运用生态学方法研究黑龙江省金融系统对于丰富和扩充金融学研究领域，，衍生和发展新兴交叉边缘学科具有重要的理论意义，同时也有助于黑龙江省金融机构规避金融风险、促使金融系统良性运转；有助于金融生态系统长期保持稳定，实现经营主体、经营环境和经营目标的长期动态平衡、协调稳定发展，从而促进黑龙江省经济发展、维持社会稳定。本文从金融生态主体、金融生态环境及金融生态作用链三方面深入探索、过滤、简化影响黑龙江省金融生态系统的关键因素，在此基础上构建黑龙江省金融生态系统发展水平及稳定性评估指标体系，运用固定效应模型对黑龙江省金融生态系统发展水平进行评估，运用冲量理论建立冲量波动模型对黑龙江省金融生态系统稳定性进行了评估。通过研究得出以下结论：黑龙江省在东北四省区中金融生态发展水平排名第三，仅优于内蒙古，说明黑龙江省金融生态水平与辽宁、吉林还有差距，应当继续构建优化省内金融生态系统，改善金融生态环境；黑龙江省金融生态系统目前是相对不稳定的，说明目前黑龙江省金融生态系统正在进行调整，需要注意的是在今后的金融系统发展、改革过程中要注意对系统内关键因素的调整，避免因为调整力度过大而使金融系统产生过大波动。最后，认为黑龙江省政府应当从构建多样化的金融生态主体、营造良好的金融生态环境及深化金融生态链条入手，从各个角度完善黑龙江省金融生态系统。
[Abstract]:Since the reform and opening up for more than 30 years, China's economy has developed rapidly and made great achievements, but at the same time, it has also paid a heavy environmental price, and the natural ecosystem has been destroyed to varying degrees. Financial ecosystem is similar to natural ecosystem and has many characteristics of natural ecosystem. It has become a common understanding among many financial scholars to avoid the same damage to the financial ecosystem, and the prerequisite for solving this problem is to understand the level of development and stability of the existing financial ecosystem. Only by understanding the level of development and the degree of stability of the existing financial ecosystem can local adjustment be made in order to achieve the coordinated and stable operation of the whole system. At present, Heilongjiang Province is speeding up the transformation of its development mode, readjusting its industrial structure, vigorously promoting the construction of the "eight major economic zones" and "ten major projects," and speeding up the development of the "ten key industries." These target tasks can not be completed without the support of financial institutions and the coordinated and stable operation of financial ecosystem. At present, the financial system of Heilongjiang Province is under the leadership of the whole country to reform step by step. Therefore, understanding the development level and stability of the existing financial ecosystem in Heilongjiang Province is the key prerequisite for the further reform of the financial ecosystem in Heilongjiang Province. Using ecological method to study the financial system of Heilongjiang Province is of great theoretical significance to enrich and expand the research field of finance, to derive and develop new interdisciplinary disciplines, and to help the financial institutions of Heilongjiang Province to avoid financial risks at the same time. To promote the sound operation of the financial system, to help the financial ecosystem to maintain long-term stability, to realize the long-term dynamic balance among the main business bodies, the business environment and the business objectives, and to coordinate and develop steadily, thereby promoting the economic development of Heilongjiang Province, Maintain social stability. In this paper, the main body of financial ecology, financial ecological environment and financial ecological action chain are deeply explored, filtering and simplifying the key factors that affect the financial ecosystem of Heilongjiang Province. On this basis, the development level and stability evaluation index system of Heilongjiang financial ecosystem is constructed, and the development level of Heilongjiang financial ecosystem is evaluated by the fixed effect model. The stability of Heilongjiang financial ecosystem was evaluated by using impulse theory to establish impulse fluctuation model. The following conclusions are drawn from the study: Heilongjiang Province ranks third in the development level of financial ecology in the four northeastern provinces, only superior to Inner Mongolia, indicating that there is still a gap between Heilongjiang Province's financial ecological level and that of Liaoning and Jilin. We should continue to build and optimize the financial ecosystem in the province and improve the financial ecological environment. At present, the financial ecosystem of Heilongjiang Province is relatively unstable, indicating that the financial ecosystem of Heilongjiang Province is being adjusted at present. Attention should be paid to the development of financial system in the future. In the course of reform, attention should be paid to the adjustment of key factors in the system so as to avoid excessive fluctuations in the financial system due to excessive adjustment. Finally, the author holds that the Heilongjiang Provincial Government should start with the construction of diversified financial ecological subjects, the creation of a good financial ecological environment and the deepening of the financial ecological chain, and improve the financial ecological system of Heilongjiang Province from various angles.
【学位授予单位】：东北农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7

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