银行监管对银行发展的影响
发布时间：2018-08-03 16:28
【摘要】：本文以银行发展为因变量,银行监管系列措施为自变量,影响银行发展的其他重要因素为控制变量,构建了银行发展与银行监管的关系模型,利用数十个国家的数据实证检验了银行发展与银行监管的关系。结果表明:银行业外部治理和监管部门独立性均能够显著促进银行发展;资本监管和官方监管对银行发展的作用不明显,银行业务活动的过高限制不利于银行长期发展;政府监管的廉洁高效与金融行业的成熟、开放有利于促进一国银行业的发展;中国目前银行监管的有效性水平总体偏低,需要构建适应中国经济发展模式转型的审慎性银行监管制度。
[Abstract]:This paper takes bank development as dependent variable, banking supervision measures as independent variables, and other important factors affecting bank development as control variables, and constructs a model of relationship between bank development and bank supervision. The relationship between bank development and bank supervision is tested empirically by using data from dozens of countries. The results show that banking external governance and regulatory independence can significantly promote the development of banks, the role of capital supervision and official supervision on the development of banks is not obvious, and the excessive restriction of banking activities is not conducive to the long-term development of banks. The clean and efficient supervision of the government and the maturity of the financial industry are conducive to promoting the development of a country's banking sector; at present, the level of effectiveness of banking supervision in China is on the low side. It is necessary to construct a prudential banking supervision system adapted to the transformation of China's economic development model.
【作者单位】： 东南大学经济管理学院;广东商学院金融学院;
【基金】：“全球化条件下中国新型金融监管体系构建及其有效性研究”(70973028) 教育部人文社科项目(07JC790022)的部分成果
【分类号】：F832.1;F832.2
[Abstract]:This paper takes bank development as dependent variable, banking supervision measures as independent variables, and other important factors affecting bank development as control variables, and constructs a model of relationship between bank development and bank supervision. The relationship between bank development and bank supervision is tested empirically by using data from dozens of countries. The results show that banking external governance and regulatory independence can significantly promote the development of banks, the role of capital supervision and official supervision on the development of banks is not obvious, and the excessive restriction of banking activities is not conducive to the long-term development of banks. The clean and efficient supervision of the government and the maturity of the financial industry are conducive to promoting the development of a country's banking sector; at present, the level of effectiveness of banking supervision in China is on the low side. It is necessary to construct a prudential banking supervision system adapted to the transformation of China's economic development model.
【作者单位】： 东南大学经济管理学院;广东商学院金融学院;
【基金】：“全球化条件下中国新型金融监管体系构建及其有效性研究”(70973028) 教育部人文社科项目(07JC790022)的部分成果
【分类号】：F832.1;F832.2
【参考文献】
相关期刊论文 前5条
1 巴曙松;王t熲，
本文编号：2162321
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