河北省农村普惠型金融机构评价体系构建及发展策略研究

发布时间：2018-08-09 20:59

【摘要】：河北省拥有的农业人口占全省总人口将近80%,耕地面积6392.2千公顷,属于农业大省。这几年以来,河北省加快了从传统农业向新型农业转变的脚步,促进了新型农业和农村经济相辅相成的发展新态势。农村经济的发展成为河北省经济发展的重点,而农村经济的发展离不开散落的农村经济主体的发展,而这些小群体的发展势必需要农村金融机构的支持。所以规范农村金融体系,发展全民共享的普惠金融体系势在必行。而金融机构是普惠型金融体系发展的重点,所以本文将河北省农村普惠型金融机构作为本文的研究重点。本文在阅读国内外研究现状的基础上,经过实地调研,从宏观、中观、微观的角度分别分析河北省农村普惠型金融机构发展所面临的现状,并用SWOT模型对其发展过程中的优势劣势做了详细的剖析,发现了河北省农村金融机构发展过程中的优势劣势,机会和威胁,并提出河北省农村普惠型金融发展的针对农户的金融模式。除了提出河北省农村普惠型金融机构的发展模式外,运用模糊综合评价法研究河北省农村普惠型金融机构发展的影响因素及各个影响因素的重要程度。最后根据上文分析的发展过程中的优势劣势、机会威胁,以及模糊综合评价法的分析结果,从政府角度、农户角度以及普惠型金融机构的角度分别提出相应的河北省农村普惠型金融机构发展对策,为河北省农村普惠型金融机构的发展提供理论依据,也为河北省农村普惠型金融体系的发展提供理论基础。
[Abstract]:The agricultural population of Hebei Province accounts for nearly 80% of the province's total population, and the cultivated land area is 6392.2 million hectares, belonging to the big agricultural province. In recent years, Hebei Province has quickened the pace of transformation from traditional agriculture to new agriculture, and promoted the development of new agriculture and rural economy. The development of rural economy has become the focus of economic development in Hebei Province, and the development of rural economy can not be separated from the development of scattered rural economic subjects, and the development of these small groups is bound to need the support of rural financial institutions. So it is imperative to standardize rural financial system and develop inclusive financial system. Financial institutions are the focus of the development of inclusive financial system, so this paper focuses on rural inclusive financial institutions in Hebei Province. On the basis of reading the current research situation at home and abroad, this paper analyzes the current situation of the development of rural inclusive financial institutions in Hebei Province from the macro, meso and micro perspectives through field investigation. The advantage and disadvantage in the development of rural financial institutions in Hebei Province are analyzed in detail with SWOT model, and the advantages and disadvantages, opportunities and threats in the development of rural financial institutions in Hebei Province are found. At the same time, the paper puts forward the financial model of rural inclusive financial development in Hebei province. In addition to the development model of rural inclusive financial institutions in Hebei Province, the fuzzy comprehensive evaluation method is used to study the factors affecting the development of rural inclusive financial institutions in Hebei Province and the importance of each influencing factor. Finally, according to the analysis of the strengths and weaknesses in the development process of the above analysis, the opportunities and threats, and the analysis results of the fuzzy comprehensive evaluation method, from the perspective of the government, In order to provide the theoretical basis for the development of rural inclusive financial institutions in Hebei Province, this paper puts forward the corresponding development countermeasures of rural inclusive financial institutions in Hebei Province from the perspective of farmers and the perspective of inclusive financial institutions, and provides a theoretical basis for the development of rural inclusive financial institutions in Hebei Province. It also provides the theoretical basis for the development of rural inclusive financial system in Hebei Province.
【学位授予单位】：河北科技师范学院
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.35

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