上饶银行发展转型研究

发布时间：2018-08-14 15:26

【摘要】：发展转型是商业银行长期需要面临的重要课题。美国、德国、日本等发达国家的商业银行伴随着经济发展经历过多次转型,已形成了与经济发展相适应的现代银行经营机制和发展模式。在我国,大型国有商业银行在完成上市改造后,也加强了对业务发展模式和管理模式转型的探索,基本建立了具有现代化、国际化的精英机制和公司治理结构,初步确立了自身的核心竞争力,并在国际银行业中的排名显著提升。招商银行、民生银行等部分全国股份制商业银行在完成一次转型的基础上,纷纷提出了二次发展转型以适应经济发展形势的变化。随着经济增长方式和发展环境的改变,发展转型已逐渐成为银行的共识,大多数的商业银行都提出了发展转型的战略目标。面对前所未有的竞争局面和发展机遇,上饶银行应该进一步进行优势资源整合从而提升企业自身的竞争力；同时要提高银行的发展速度,明确自身的发展定位。根据自身的发展战略和目标,通过分析其真正的实力,特别是在经济形势、所处的金融地位、战略思维等方面；银行应重新定位发展战略,确定自己的发展目标,结合自身的资源和条件,制定相应的发展格局和战略策略。
[Abstract]:Development and transformation is an important subject that commercial banks need to face for a long time. The commercial banks of the developed countries, such as the United States, Germany, Japan and so on, have experienced many transformations with the economic development, and have formed the modern banking management mechanism and the development mode which is suitable for the economic development. In China, after completing the listing and transformation of large state-owned commercial banks, they have also strengthened their exploration of the transformation of business development and management models, and have basically established a modern, internationalized elite mechanism and corporate governance structure. Initially established its core competitiveness, and in the international banking industry ranked significantly improved. Some joint-stock commercial banks such as China Merchants Bank and Minsheng Bank put forward the second development transition to adapt to the change of the economic development situation on the basis of completing the first transformation. With the change of economic growth mode and development environment, the development and transformation has gradually become the consensus of the banks. Most commercial banks have put forward the strategic goal of development transformation. In the face of unprecedented competition and development opportunities, Shangrao Bank should further integrate its superior resources to enhance the competitiveness of enterprises, and at the same time, improve the development speed of banks and make their own development positioning clear. According to their own development strategies and objectives, through the analysis of their real strength, especially in the economic situation, their financial status, strategic thinking, and so on, banks should reposition their development strategies and determine their own development goals. Combined with its own resources and conditions, to formulate the corresponding development pattern and strategic strategy.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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