正确看待民间融资的作用——基于吉林省松原市民间融资情况的调查
发布时间：2018-08-26 21:08
【摘要】：正伴随着稳健货币政策的出台和实施,银行信贷投放总量增速明显放缓,信贷结构也依据产业政策进行了相应的调整。这些政策的相继出台,在一定程度上抑制了市场上资金的供给,企业、居民为弥补资金缺口,通过民间融资或金融中介机构等渠道获取资金,有效地缓解了资金不足的难题。当前民间融资呈现的主要特点民间融资需求意愿显著上升。所调查的30户中小企业以及40户个人民间借款中,截至2011年5月末,银行贷款为47171万元,而在稳健货币政策影响下,贷款审
[Abstract]:With the introduction and implementation of the prudent monetary policy, the growth rate of the total amount of bank credit has slowed obviously, and the credit structure has been adjusted accordingly according to the industrial policy. To a certain extent, these policies have restrained the supply of funds in the market. In order to make up for the fund gap, enterprises and residents obtain funds through private financing or financial intermediary organizations, which effectively alleviates the problem of insufficient funds. At present, the main characteristics of private financing show a significant increase in private financing demand will. Of the 30 small and medium-sized enterprises surveyed and 40 individual private loans, as of the end of May 2011, bank loans amounted to 471.71 million yuan. Under the influence of sound monetary policy, loans were reviewed.
【作者单位】： 中国人民银行松原市中心支行;
【分类号】：F832.4
[Abstract]:With the introduction and implementation of the prudent monetary policy, the growth rate of the total amount of bank credit has slowed obviously, and the credit structure has been adjusted accordingly according to the industrial policy. To a certain extent, these policies have restrained the supply of funds in the market. In order to make up for the fund gap, enterprises and residents obtain funds through private financing or financial intermediary organizations, which effectively alleviates the problem of insufficient funds. At present, the main characteristics of private financing show a significant increase in private financing demand will. Of the 30 small and medium-sized enterprises surveyed and 40 individual private loans, as of the end of May 2011, bank loans amounted to 471.71 million yuan. Under the influence of sound monetary policy, loans were reviewed.
【作者单位】： 中国人民银行松原市中心支行;
【分类号】：F832.4
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