CY银行GS分行对公贷后管理研究
发布时间：2018-10-10 15:13
【摘要】：本文通过深入阐述和分析信用风险、贷后管理等相关理论，揭示了贷后管理理论体系及其有关概念的内在联系，同时论证了贷后管理工作在当代商业银行对公业务发展中的重要性和必要性。而后，以CY银行GS分行为实例，对GS分行现行贷后管理流程框架进行了梳理和归纳，发掘该行贷后工作中已经存在的或潜在的问题，并做了深层次研究。进一步地，本文探究了GS分行贷后流程中存在的不合理思路和环节，并结合有关理论和工作实践深入剖析，揭示了银行业贷后工作出现问题的本质原因。最后，结合GS分行贷后管理工作中出现的问题，提出深度化贷后管理这一理念，，并设计有关业务流程，完善优化现有工作体系，以提升现代商业银行贷后管理综合水平。
[Abstract]:Based on the deep analysis of credit risk, post-loan management and other related theories, this paper reveals the theoretical system of post-loan management and its related concepts. At the same time, it demonstrates the importance and necessity of the post-loan management in the development of commercial banks' public business. Then, taking the GS branch of CY Bank as an example, this paper combs and sums up the current post-loan management process framework of GS Branch, explores the existing or potential problems in the bank's post-loan work, and makes a deep study. Furthermore, this paper probes into the unreasonable ideas and links in the post-loan process of GS branch, and analyzes the related theory and work practice in order to reveal the essential causes of the problems in the post-loan work of the banking industry. Finally, according to the problems in the post-loan management of GS branch, this paper puts forward the concept of deep post-loan management, and designs the relevant business process to perfect and optimize the existing work system, in order to improve the comprehensive level of post-loan management of modern commercial banks.
【学位授予单位】：黑龙江大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33
本文编号：2262254
[Abstract]:Based on the deep analysis of credit risk, post-loan management and other related theories, this paper reveals the theoretical system of post-loan management and its related concepts. At the same time, it demonstrates the importance and necessity of the post-loan management in the development of commercial banks' public business. Then, taking the GS branch of CY Bank as an example, this paper combs and sums up the current post-loan management process framework of GS Branch, explores the existing or potential problems in the bank's post-loan work, and makes a deep study. Furthermore, this paper probes into the unreasonable ideas and links in the post-loan process of GS branch, and analyzes the related theory and work practice in order to reveal the essential causes of the problems in the post-loan work of the banking industry. Finally, according to the problems in the post-loan management of GS branch, this paper puts forward the concept of deep post-loan management, and designs the relevant business process to perfect and optimize the existing work system, in order to improve the comprehensive level of post-loan management of modern commercial banks.
【学位授予单位】：黑龙江大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33
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