区域金融安全视角下的我国地方政府行为研究

发布时间：2018-10-18 20:13

【摘要】：随着经济全球化的快速发展,金融在现代经济中的地位越来越重要,金融体系的安全成为市场经济健康发展的重要条件。无论是1997年的亚洲金融风暴还是2008年的环球金融危机,都让人们深刻感受到金融体系的脆弱。面对金融危机,各国政府一致采取救市行动,努力化解危机、减小损失。通过政府的努力,形势有所好转,一些经济指标也逐渐回稳。可见,在市场失灵时,政府对经济的干预是必要且可能的。但我们依然要思考危机之前,政府在市场上所扮演的角色。正如一些经济学家批判的那样,事实上,政府才是金融危机的始作俑者。我国正处于计划经济体制向市场经济体制转型的过渡时期,各方面制度尚不健全,政府对金融市场强有力的干预在理论上有助于我国金融市场的稳定发展。但是如果政府的干预超出合理的范围,影响金融市场的正常运转,就会影响金融安全。同理,地方政府作为独立的利益主体,其行为的合理与否关系着区域金融安全问题。本文运用外部性理论和公共产品理论分析地方政府行为与区域金融安全之间的关系,指出区域金融安全具有公共产品的特性,必须由地方政府提供,而地方政府行为产生的负外部性又导致了区域金融风险；同时,结合对海南发展银行关闭和陵县政府金融安全维护机制建立两个案例的对比分析,对地方政府影响区域金融安全行为进行现实分析；藉此揭示我国地方政府影响区域金融安全行为产生的原因,包括政府职能边界模糊、分权制、法律制度不健全和以GDP为核心的政绩考核制度等；在此基础上,提出转变政府职能、完善金融管理体制、完善相关法律制度、建立金融安全区等对策建议。
[Abstract]:With the rapid development of economic globalization, the position of finance is becoming more and more important in modern economy. The security of financial system has become an important condition for the healthy development of market economy. Both the Asian financial turmoil in 1997 and the global financial crisis in 2008 have made the financial system vulnerable. In the face of the financial crisis, governments all over the world have unanimously taken rescue actions to defuse the crisis and reduce losses. Through the government's efforts, the situation has improved, some economic indicators have gradually stabilized. Visible in the market failure, government intervention in the economy is necessary and possible. But we still have to think about the role of government in the market before the crisis. As some economists criticize, in fact, the government is the initiator of the financial crisis. Our country is in the transition period of the planned economy system to the market economy system, all aspects of the system is not perfect, the strong government intervention in the financial market is conducive to the stable development of the financial market in theory. However, if government intervention exceeds reasonable limits and affects the normal operation of financial markets, financial security will be affected. Similarly, as an independent interest subject, the local government's behavior is related to regional financial security. This paper analyzes the relationship between the behavior of local government and regional financial security by using the theory of externality and public goods, and points out that regional financial security has the characteristics of public goods and must be provided by the local government. However, the negative externality of local government behavior leads to regional financial risk. At the same time, combining with the closure of Hainan Development Bank and the establishment of financial security maintenance mechanism of Lingxian government, the paper makes a comparative analysis of the two cases. This paper analyzes the influence of local government on regional financial security, and reveals the causes of local government's influence on regional financial security, including the blurring of the boundary of government functions, decentralization, and the influence of local government on regional financial security. On the basis of the imperfect legal system and the performance appraisal system with GDP as the core, this paper puts forward some countermeasures and suggestions, such as transforming the government function, perfecting the financial management system, perfecting the related legal system, and establishing the financial security zone.
【学位授予单位】：湖北大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.7;D630

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