以行政改革视角看我国金融监管改革趋势

发布时间：2018-10-21 10:44

【摘要】：由于金融监管机构的公共部门属性,金融监管改革在一定程度上受到行政改革的影响。因此,使用行政学的理论方法和分析框架,对于我们研究金融监管的变革方向,具有借鉴和启发意义。该文从研究行政改革对金融监管改革的影响效应出发,认为在建设服务型政府的进程中,我国金融监管改革将呈现出多元主体的合作加强、公众参与治理程度提升、中央银行职能地位突显、地方政府监管责任更加明确和金融监管领域不断拓宽等趋势。据此提出,构建适应中国国情的金融监管体系,要兼顾好市场繁荣和金融稳定的双重目标,进一步完善金融监管协调机制,强化中央银行的宏观审慎管理职能,更加重视对金融消费者的权益保护。
[Abstract]:The reform of financial supervision is influenced by the administrative reform to some extent because of the public sector attribute of the financial supervision institution. Therefore, the use of the theoretical method and analytical framework of administrative science, for us to study the direction of reform of financial regulation, has a reference and inspiration. Based on the study of the effect of administrative reform on the reform of financial supervision, this paper holds that in the process of building a service-oriented government, the reform of financial supervision in China will present the cooperation of multiple subjects and the enhancement of the degree of public participation in governance. The central bank's functional status highlights the trend of clearer regulatory responsibilities of local governments and widening of the financial regulatory field. Accordingly, it is proposed that in order to build a financial supervision system adapted to China's national conditions, it is necessary to take into account the dual objectives of market prosperity and financial stability, further improve the coordination mechanism of financial supervision, and strengthen the macro-prudential management function of the Central Bank. More attention should be paid to the protection of the rights and interests of financial consumers.
【作者单位】：西安交通大学经济与金融学院;中国人民银行西安分行营业管理部;
【分类号】：F832.1

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