中国金融开放进程对在华外资银行发展战略的影响研究

发布时间：2018-11-03 08:00

【摘要】：十二五时期，实施互利共赢的开放战略，提高对外开放水平，加快实施“走出去”的战略势在必行。金融业作为战略性行业，其涉及范围广泛，关系到各行各业的利益，一旦金融开放未能控制好节奏，将威胁到整个国家的金融安全和国民经济的健康有序发展。外资银行作为金融开放引进来的跨国经营的特殊企业，自身具有雄厚的资金实力、强大的人才资源优势、先进的技术网络优势及丰富的经营管理经验。一方面，随着中国金融开放程度的不断加深，越来越多的外国金融机构进入了中国银行部门，各国在华外资银行的战略发展也表现出新的共同特点。另一方面，随着中国金融开放政策的深化，在华外资银行对金融市场的影响越来越强，对宏观金融政策的实施效果造成了一定影响，加大了我国的金融监管难度。在这样的背景下，总结金融开放过程中的一系列政策变化以及金融开放程度，分析外资银行在我国金融开放环境下的生存状态，，研究我国金融开放对在华外资银行战略发展的影响，为我国金融下一步发展战略提供决策依据，对我国银行业“走出去”提供借鉴，具有重要的理论价值和现实意义。论文主要研究金融开放进程对在华外资银行的战略发展的影响。全文共分为六个部分。第一部分主要介绍本文的选题背景与研究意义，国内外研究综述，同时构建出整篇文章组织结构，叙述本文的研究方法和创新点。第二部分梳理出中国金融开放对外资银行跨国经营策略影响的相关理论，主要对金融开放理论、外资银行跨国经营理论进行阐述。第三部分着中对中国金融开放度进行衡量，并按时间序列归纳基于外资银行政策演变的中国金融开放发展历程。第四部分叙述在中国金融开放发展的时间序列下，在华外资银行战略发展的演变历程，分别对外资银行在华发展的四个阶段的战略演变进行梳理。第五部分实证分析金融开放度对在华外资银行战略发展的影响程度，并从市场战略角度、业务战略角度、股权战略角度、多元化战略角度定性分析中国金融开放对外资银行在华发展战略的影响。第六部分阐述了对中国金融业下一步发展的启示，主要是中资银行“走出去”的战略选择和循序渐进的促进金融市场自由化和国际化两方面。
[Abstract]:In the twelfth five-year plan period, it is imperative to implement the strategy of mutual benefit and win-win, improve the level of opening to the outside world and speed up the implementation of the strategy of "going out". As a strategic industry, the financial industry involves a wide range, which is related to the interests of various industries. Once the financial opening fails to control the rhythm, it will threaten the financial security of the whole country and the healthy and orderly development of the national economy. As a special multinational enterprise, foreign banks have abundant capital strength, strong talent resources, advanced technology and network advantages and rich management experience. On the one hand, with the deepening of China's financial openness, more and more foreign financial institutions have entered the banking sector of China, and the strategic development of foreign banks in China has also shown new common characteristics. On the other hand, with the deepening of China's financial opening policy, the foreign banks in China have more and more strong influence on the financial market, which has a certain impact on the implementation of macro-financial policies, and has increased the difficulty of financial supervision in China. In this context, a series of policy changes and the degree of financial openness in the process of financial opening are summarized, and the survival status of foreign banks in China's financial opening environment is analyzed. It is of great theoretical value and practical significance to study the influence of China's financial opening on the strategic development of foreign banks in China, to provide the decision basis for the next development strategy of our country's finance, and to provide reference for China's banking industry to "go out". This paper mainly studies the influence of financial opening process on the strategic development of foreign banks in China. The full text is divided into six parts. The first part mainly introduces the background and significance of this paper, the domestic and foreign research review, at the same time, constructs the entire article organization structure, narrates the research method and the innovation of this article. The second part combs out the relevant theories about the influence of China's financial opening on the transnational management strategy of foreign banks, mainly expounds the theory of financial opening and the theory of transnational management of foreign banks. In the third part, the author measures the degree of financial openness in China, and sums up the development course of Chinese financial openness based on the evolution of foreign bank policies according to the time series. The fourth part describes the history of the strategic development of foreign banks in China under the time series of the opening up of China's financial industry, and combs the strategic evolution of the four stages of the development of foreign banks in China. The fifth part empirically analyzes the impact of financial openness on the strategic development of foreign banks in China, and from the perspective of market strategy, business strategy, equity strategy, This paper qualitatively analyzes the influence of China's financial opening on the development strategy of foreign banks in China from the perspective of diversification strategy. The sixth part expounds the enlightenment to the next step development of China's financial industry, mainly the strategic choice of "going out" of Chinese banks and the promotion of liberalization and internationalization of financial market step by step.
【学位授予单位】：河北师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：

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