双重二元结构下化解西部农村融资难的对策——基于演化博弈理论的研究

发布时间：2018-11-14 18:45

【摘要】：长期的赶超战略使我国形成了城乡和东西叠加的双重二元结构。本文通过对双二元结构下的政府政策与西部农村金融机构的支农行为进行演化博弈分析,得出如下结论:政府的激励、约束政策以及西部农村金融机构支农的净损失是影响机构支农和政府缩小双重二元结构差距目标实现的决定因素;在实现政府目标的初期,约束政策较激励政策更有效;随着政府目标实现程度的提高,激励政策将发挥更大效用;目前政府实行的单向激励政策作用不大;现阶段政府应该在强化约束政策的同时进一步加大激励政策力度,使西部农村金融机构在积极支农的同时实现可持续发展。
[Abstract]:The long-term strategy of catching up and surpassing makes our country form dual structure of urban and rural areas and east-west superposition. Based on the evolutionary game analysis of the government policy under the dual structure and the supporting agriculture behavior of the western rural financial institutions, this paper draws the following conclusions: the incentive of the government, The policy of restraint and the net loss of supporting agriculture of rural financial institutions in western China are the decisive factors that affect the realization of the gap between institutional support for agriculture and the government in narrowing the dual structure gap. In the initial stage of achieving the government's goal, the restraint policy is more effective than the incentive policy; with the improvement of the degree of the government's goal realization, the incentive policy will play a greater role, and the one-way incentive policy implemented by the government has little effect at present. At the present stage, the government should strengthen the restraint policy and further strengthen the incentive policy, so that the western rural financial institutions can support agriculture actively and realize the sustainable development at the same time.
【作者单位】：西安交通大学经济与金融学院;
【基金】：国家社科基金《双重二元结构约束下的西部农村金融制度研究》(批准文号:09BJY098)的阶段性研究成果
【分类号】：F832.7;F224.32

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