沿边金融综合改革下云南省跨境人民币结算的发展研究

发布时间：2019-01-26 15:12

【摘要】：随着经济全球化的步伐不断加快和中国的综合实力不断上升,人民币在国际上的影响力也随之增强,越来越得到世界上各国的认可。云南省作为中国西南对外开放的重要门户,发展跨境人民币结算,不仅能够扩大我国的货币在西南周边国家的影响力,还能增强云南省的地区经济和金融业的发展。因此,对于整个国家经济发展都有良性促进作用。云南省是我国较早与边境国家开展跨境交易与金融合作的省份,由于早期的贸易基础和独具特色的结算方式,2010年国家正式批准了云南省作为跨境贸易人民币结算试点城市,云南省开始在政策的支持下发展跨境人民币结算。但是由于云南省的经济基础相对薄弱、金融发展水平较低而不能充分地调动市场的积极性,导致了跨境人民币结算的发展没有配套性的支持,发展速度较为缓慢,效果不是很理想。2013年11月20日,国务院、中国人民银行等十一个部委联合下发了《云南省广西壮族自治区建设沿边金融综合改革试验区总体方案》,云南省的沿边金融综合改革正式开始。在新的政策背景下,云南省的跨境人民币结算获得一次全新的发展契机。同时,继续加大推进对跨境人民币结算的发展也能为云南省的沿边金融改革提供基础支持。本文主要立足于云南省的沿边金融综合改革,通过理论与实际相结合,研究了云南省跨境人民币结算的发展。从相关理论及文献出发,一方面,梳理了我国整体的跨境人民币结算的发展历程和现状,为分析云南省的跨境人民币结算搭建了政策背景及业务框架。并引入了金融业发展较为先进的深圳前海区和上海自贸区作为案例,总结了发展的先进经验,以资借鉴。另一方面,对云南省沿边金融改革的总体内容进行了概述,分析了云南省沿边金融综合改革下开展跨境人民币结算的优势条件,其中突出发展跨境人民币结算与金融改革之间的关系。而从沿边金融综合改革两年多以来的跨境人民币结算现状看,云南省在强力的政策优势和重点推进下,跨境人民币结算的推进效果仍然不是很理想。因此,重点分析了目前云南省发展跨境人民币结算存在的问题,并针对云南省目前的发展现状及出现的问题,提出发展跨境人民币结算相应的对策及建议。
[Abstract]:As the pace of economic globalization accelerates and China's comprehensive strength continues to rise, the impact of the renminbi on the international community has also increased, gaining recognition from more and more countries around the world. As an important gateway to the opening to the outside world in southwest China, Yunnan Province can not only expand the influence of currency in the neighboring countries of southwest China, but also enhance the development of regional economy and financial industry in Yunnan Province. Therefore, for the entire country's economic development has a benign role in promoting. Yunnan Province is the province where China carried out cross-border transactions and financial cooperation with border countries earlier. Due to the early trade basis and unique settlement methods, Yunnan Province was formally approved by the state in 2010 as a pilot city for RMB settlement of cross-border trade. Yunnan Province began to develop cross-border RMB settlement under the support of policies. However, due to the relatively weak economic base of Yunnan Province, the low level of financial development and the inability to fully mobilize the enthusiasm of the market, the development of cross-border RMB settlement has not been supported by a complete set of supporting factors, and the rate of development has been relatively slow. On November 20, 2013, 11 ministries and commissions, including the State Council and the people's Bank of China, jointly issued the "General Plan for the Comprehensive Financial Reform area along the Border of the Guangxi Zhuang Autonomous region in Yunnan Province," The border financial comprehensive reform of Yunnan Province officially began. Under the new policy background, the cross-border RMB settlement in Yunnan Province obtains a new development opportunity. At the same time, continuing to step up the development of cross-border RMB settlement can also provide basic support for the border financial reform in Yunnan Province. Based on the comprehensive financial reform along the border of Yunnan Province, this paper studies the development of cross-border RMB settlement in Yunnan Province through the combination of theory and practice. Based on the relevant theories and literature, on the one hand, this paper combs the whole development course and present situation of cross-border RMB settlement in China, and sets up the policy background and business framework for the analysis of cross-border RMB settlement in Yunnan Province. The paper also introduces Shenzhen Qianhai District and Shanghai Free Trade Zone, which are more advanced in financial industry development, as cases, and sums up the advanced experience of development, which can be used for reference. On the other hand, the general content of the financial reform along the border of Yunnan Province is summarized, and the advantages of cross-border RMB settlement under the comprehensive financial reform in Yunnan Province are analyzed. Among them, the relationship between the development of cross-border RMB settlement and financial reform is highlighted. But from the border financial comprehensive reform for more than two years of cross-border RMB settlement situation, Yunnan Province in the strong policy advantages and key advances, cross-border RMB settlement promotion effect is still not very ideal. Therefore, this paper mainly analyzes the problems existing in the development of cross-border RMB settlement in Yunnan Province, and puts forward the corresponding countermeasures and suggestions for the development of cross-border RMB settlement in view of the present development situation and problems in Yunnan Province.
【学位授予单位】：云南财经大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.6

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