互联网背景下X商业银行信息安全管理研究
发布时间：2019-03-18 16:52
【摘要】：随着信息技术的广泛应用以及金融业信息化建设的快速发展,商业银行对信息技术的依赖越来越紧密。当今世界正处于移动互联的新时代,智能手机、移动终端和互联网已经成为现代生活的基本要素,目前我国已全面进入互联网金融时代,在互联网给商业银行带来新技术、新机遇的同时,也给商业银行带来了更大的金融风险和挑战。随着互联网金融的蓬勃发展,个人信息和金融资产受到的安全威胁也与日俱增,银行的信息安全已然成为一个突出问题,影响商业银行信息安全的因素是多方面的,一旦在商业银行发生了信息泄露等安全事件,无论是对客户还是银行自身都会造成严重的后果,轻者影响到客户对银行的满意度,重者可能会对银行的持续经营带来致命影响。所以近年来,国内商业银行已将信息安全管理研究作为风险管理的热点和重点,包括本课题研究的X商业银行在内的银行,在经过多年的逐渐完善和发展的基础上,已经在信息安全问题的解决方面取得了一定的成绩,但总体来说仍处于起步阶段。信息安全是商业银行永恒的第一关键词,是商业银行金融信息化在无论何种变革下都需要坚持的底线,当前国内银行已开始将如何借助先进的信息技术、运用科学的管理体系,构建起稳健、高效的信息安全管理体系作为其亟待研究和思考的课题。本研究拟通过对X商业银行现行信息安全管理模式进行剖析,总结了信息安全管理存在的问题与缺陷,结合国际信息安全标准、相关监管要求以及业内最佳实践,提出了优化X商业银行信息安全管理的建议及对策,探索出一套符合X商业银行实际的信息安全管理体系,有效防范和化解可能出现的信息安全风险和金融风险,为X商业银行安全运营提供一定的保障条件,进一步促进X商业银行健康、持续、高效经营发展。
[Abstract]:With the wide application of information technology and the rapid development of the information construction of the financial industry, the dependence of commercial banks on information technology is becoming more and more compact. The world is in a new era of mobile interconnection.Smartphones, mobile terminals and the Internet have become the basic elements of modern life. At present, our country has fully entered the era of Internet finance and brings new technology and new opportunities to commercial banks in the Internet. It also brings more financial risks and challenges to commercial banks. With the development of Internet finance, the security threat of personal information and financial assets is increasing, and the information security of the bank has become a prominent problem, and the factors that affect the information security of the commercial bank are various. Once a security event such as information disclosure has occurred in a commercial bank, it may have serious consequences for both the customer and the bank itself, and the light affects the customer's satisfaction with the bank, which may have a fatal impact on the continuing operation of the bank. So in recent years, the domestic commercial bank has made the information security management research as the hot point and focus of risk management, including the bank of the X-commercial bank of this subject, on the basis of the gradual improvement and development of the years, Some achievements have been made in the solution of information security problems, but in general it is still in the initial stage. Information security is the first key word of the commercial bank's eternal. It is the bottom line that the financial information of the commercial bank needs to adhere to under any kind of change. At present, the domestic bank has started to use the advanced information technology, apply the scientific management system, and construct the sound. The high-efficiency information security management system is the subject that needs to be researched and thought urgently. This study is to analyze the current information security management mode of the X commercial bank, summarize the problems and defects existing in information security management, combine with the international information security standards, relevant regulatory requirements and best practices in the industry, This paper puts forward the suggestion and countermeasure of optimizing the information security management of X commercial bank, and explores a set of information security management system which is in conformity with the actual information security management system of the X commercial bank, and can effectively prevent and resolve the possible information security risks and financial risks. To provide certain guarantee conditions for the safe operation of the X-commercial bank, and further promote the healthy, continuous and high-efficiency operation and development of the X-commercial bank.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP393.09;F832.33
[Abstract]:With the wide application of information technology and the rapid development of the information construction of the financial industry, the dependence of commercial banks on information technology is becoming more and more compact. The world is in a new era of mobile interconnection.Smartphones, mobile terminals and the Internet have become the basic elements of modern life. At present, our country has fully entered the era of Internet finance and brings new technology and new opportunities to commercial banks in the Internet. It also brings more financial risks and challenges to commercial banks. With the development of Internet finance, the security threat of personal information and financial assets is increasing, and the information security of the bank has become a prominent problem, and the factors that affect the information security of the commercial bank are various. Once a security event such as information disclosure has occurred in a commercial bank, it may have serious consequences for both the customer and the bank itself, and the light affects the customer's satisfaction with the bank, which may have a fatal impact on the continuing operation of the bank. So in recent years, the domestic commercial bank has made the information security management research as the hot point and focus of risk management, including the bank of the X-commercial bank of this subject, on the basis of the gradual improvement and development of the years, Some achievements have been made in the solution of information security problems, but in general it is still in the initial stage. Information security is the first key word of the commercial bank's eternal. It is the bottom line that the financial information of the commercial bank needs to adhere to under any kind of change. At present, the domestic bank has started to use the advanced information technology, apply the scientific management system, and construct the sound. The high-efficiency information security management system is the subject that needs to be researched and thought urgently. This study is to analyze the current information security management mode of the X commercial bank, summarize the problems and defects existing in information security management, combine with the international information security standards, relevant regulatory requirements and best practices in the industry, This paper puts forward the suggestion and countermeasure of optimizing the information security management of X commercial bank, and explores a set of information security management system which is in conformity with the actual information security management system of the X commercial bank, and can effectively prevent and resolve the possible information security risks and financial risks. To provide certain guarantee conditions for the safe operation of the X-commercial bank, and further promote the healthy, continuous and high-efficiency operation and development of the X-commercial bank.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP393.09;F832.33
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