内蒙古农村信用联社治理模式研究

发布时间：2019-05-27 17:59

【摘要】：中国经济在由计划经济向市场经济转轨的过程中,农村金融是其中非常重要的一个组成部分,因为其是农村经济的重要组成部分,是农业产业的重要资源配置手段,是农民生产生活的基础保障。在农村金融中,农村信用社经过几十年的发展,又是其中最主要的金融力量。虽然农村信用社在改革发展中有了巨大的进步,但多年积累的问题和包袱始终没有完全解决。党政部门、监管部门、理论界和农村信用社在如何进一步改革上意见不一,目前已经影响了农村信用社的健康发展。内蒙古自治区在进一步推进改革的征程中,如何加快农牧业发展、增加农牧民收入、改善农村牧区生产生活环境,是一个重要课题。如果能够使用好农村信用社这一内蒙古农村牧区金融的主要支柱,优化其治理模式,必将释放出巨大的潜力和活力,推动内蒙古农村牧区的快速发展。基于此原因,本文力图在分析公司治理模式的基础上,阐述农村信用社的发展历程,特别是内蒙古农村信用社改革前后的巨大变化,运用案例分析比较分析等方法,分析国内外农村合作金融的成功模式和不足,找出内蒙古农村信用联社治理中存在的问题,客观分析面临的发展环境,在公司治理理论的指导下,通过比较借鉴,提出建立内蒙古农村商业银行这一最佳治理模式。
[Abstract]:In the process of the transition from planned economy to market economy, rural finance is a very important part of it, because it is an important part of rural economy and an important means of resource allocation for agricultural industry. It is the basic guarantee of farmers' production and life. In rural finance, rural credit cooperatives are the most important financial force after decades of development. Although rural credit cooperatives have made great progress in the reform and development, the problems and baggage accumulated over the years have not been completely solved. Party and government departments, regulatory departments, theorists and rural credit cooperatives have different views on how to further reform, which has affected the healthy development of rural credit cooperatives. In the process of further promoting the reform in Inner Mongolia Autonomous region, how to speed up the development of agriculture and animal husbandry, increase the income of farmers and herdsmen, and improve the production and living environment of rural pastoral areas is an important issue. If we can make good use of rural credit cooperatives, which is the main pillar of rural pastoral area finance in Inner Mongolia, and optimize its governance model, it will release great potential and vitality and promote the rapid development of rural pastoral areas in Inner Mongolia. For this reason, on the basis of analyzing the corporate governance model, this paper tries to explain the development process of rural credit cooperatives, especially the great changes before and after the reform of rural credit cooperatives in Inner Mongolia, and uses the methods of case analysis and comparative analysis. This paper analyzes the successful mode and deficiency of rural cooperative finance at home and abroad, finds out the problems existing in the governance of rural credit association in Inner Mongolia, objectively analyzes the development environment faced, under the guidance of corporate governance theory, through comparison and reference, This paper puts forward the best governance mode of establishing rural commercial bank in Inner Mongolia.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.35;F271

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