欠发达地区农户借贷行为及福利效果分析——来自云南省彝良县的调查数据
发布时间：2019-07-06 19:06
【摘要】：本文建立了一个农户借贷行为及其福利影响模型作为经验检验的理论依据;以云南省彝良县为例,对我国欠发达地区农户借贷行为与生产、收入和消费等福利效应之间的关系进行了实证研究。研究发现,受访地区农户主要来自亲朋间的无息贷款,对农户福利水平的影响仅表现为对生存性消费和现有农业生产的维持。结论通过了较为严格的内生性检验。政府的基础设施投入和产业政策支持,是突破欠发达农业地区贫困陷阱的重要力量。
[Abstract]:This paper establishes a model of farmers' borrowing behavior and its welfare impact as the theoretical basis of empirical test, and takes Yiliang County of Yunnan Province as an example to make an empirical study on the relationship between farmers' lending behavior and welfare effects such as production, income and consumption in underdeveloped areas of China. It is found that the farmers in the surveyed areas mainly come from interest-free loans between relatives and friends, and the impact on the welfare level of farmers is only the maintenance of survival consumption and existing agricultural production. Conclusion the strict endogeny test has been passed. Government infrastructure investment and industrial policy support are important forces to break through the poverty trap in underdeveloped agricultural areas.
【作者单位】： 北京大学;美国威斯康星大学;
【分类号】：F832.43
[Abstract]:This paper establishes a model of farmers' borrowing behavior and its welfare impact as the theoretical basis of empirical test, and takes Yiliang County of Yunnan Province as an example to make an empirical study on the relationship between farmers' lending behavior and welfare effects such as production, income and consumption in underdeveloped areas of China. It is found that the farmers in the surveyed areas mainly come from interest-free loans between relatives and friends, and the impact on the welfare level of farmers is only the maintenance of survival consumption and existing agricultural production. Conclusion the strict endogeny test has been passed. Government infrastructure investment and industrial policy support are important forces to break through the poverty trap in underdeveloped agricultural areas.
【作者单位】： 北京大学;美国威斯康星大学;
【分类号】：F832.43
【参考文献】
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1 史清华,万广华,黄s，
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