基于核心企业的线上供应链金融模式研究

发布时间：2018-01-29 00:35

本文关键词： 核心企业在线供应链金融模式研究　出处：《对外经济贸易大学》2017年硕士论文　论文类型：学位论文

【摘要】：近年来,以银行为代表的金融机构在线上供应金融方面做出了很多探索和尝试。因为核心企业即是在供应链中处于控制地位的大型企业,所以在线供应链金融业务的主要模式是依托核心企业强大的信用体系,提升上下游中小企业的信用,进而为金融机构给中小企业融资提供金融服务解决方案。供应链金融从核心企业的角度看,增强了其上下游中小企业的凝聚力;从中小企业的角度看,是一种方便的融资方式;从金融机构的角度看,是金融机构信贷业务常见的金融产品。供应链管理可以让核心企业稳定自己的原材料供应,保证分销渠道的稳定;可以让金融机构从全局的角度,对供应链上各个企业的相关交易信息、物流信息、资金流转信息等做整体把控,为中小企业提供更好的金融服务。本文通过对供应链金融的在国内外研究现状的综述,把供应链金融的发展历程做了说明,指出了供应链金融的重要作用。通过核心企业的信息与互联网技术的结合,对供应链金融的三种主要模式:应收账款类融资模式、存货类融资模式以及预付款类融资模式的线上应用做了阐述,分析了供应链上各个企业的利益情况,并做了实证分析。最后对供应链金融的未来发展做了展望。
[Abstract]:In recent years, financial institutions represented by banks have made a lot of exploration and attempt in online supply finance, because the core enterprises are the large enterprises in the supply chain. So the main mode of online supply chain financial business is to rely on the core enterprise's strong credit system to enhance the credit of upstream and downstream SMEs. Supply chain finance, from the perspective of the core enterprises, enhances the cohesion of the upstream and downstream small and medium-sized enterprises. From the point of view of small and medium-sized enterprises, it is a convenient way of financing; From the point of view of financial institutions, it is a common financial product in the credit business of financial institutions. Supply chain management can make core enterprises stabilize their raw materials supply and ensure the stability of distribution channels. Financial institutions from the overall perspective, on the supply chain of the various enterprises related to transaction information, logistics information, capital flow information and so on to do the overall control. To provide better financial services for small and medium-sized enterprises. This paper describes the development of supply chain finance by summarizing the current research situation of supply chain finance at home and abroad. This paper points out the important role of supply chain finance. Through the combination of information of core enterprises and Internet technology, three main modes of supply chain finance, accounts receivable financing, are introduced. This paper expounds the online application of inventory financing mode and advance financing mode, analyzes the interests of each enterprise in the supply chain, and makes an empirical analysis. Finally, the future development of supply chain finance is prospected.
【学位授予单位】：对外经济贸易大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832

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