基于AHP的中小企业供应链融资风险评估

发布时间：2018-04-13 22:13

本文选题：供应链融资 + AHP　；参考：《企业经济》2014年05期

【摘要】：近年来各银行纷纷推出各种供应链金融产品,这一方面在一定程度上解决了中小企业融资难问题,另一方面也给银行提供了新的业务渠道。但是,该融资模式在运行过程中比传统融资模式更容易产生风险。文章通过阐述中小企业现金流的缺口及相应的供应链融资模式并分析其风险及特征,筛选出影响中小企业供应链融资风险的指标因素,建立了包括融资企业资质指标、核心企业资质指标、供应链运行状况指标、融资项下交易资产质量指标四个评价指标在内的评估体系。在此基础上,借助AHP进行定性和定量分析,构建了供应链融资风险评估模型,确定了相关因素的影响力排序,找出风险控制点,以期为促进供应链融资业务的良好运行提供一些思路。
[Abstract]:In recent years, the Bank launched a variety of supply chain financial products have, on the one hand to solve the problem of financing small and medium enterprises to a certain extent, on the other hand to the bank provides a new business channel. However, the financing mode in the process of operation than the traditional mode of financing is more prone to risk. And analyzes the risk and characteristics this paper describes the small and medium-sized enterprise cash flow gap and the corresponding supply chain financing mode, screening out the influencing factors of supply chain financing risk of small and medium-sized enterprises, including the establishment of financing enterprise quality index, enterprise core competence indicators, indicators of supply chain operation, financing transactions under the asset quality index of four evaluation indexes, evaluation on the basis of this system. With the help of AHP, the qualitative and quantitative analysis, construct the evaluation model of supply chain financing risk, determine the factors related to the influence of sort, find out the wind The risk control point is expected to provide some ideas to promote the good operation of the supply chain financing business.

【作者单位】：上海海事大学水运经济科学研究所;
【基金】：上海海事大学研究生创新基金项目“船供应链金融风险管理研究”(批准号:wk2013023)
【分类号】：F276.3;F832.4;F274;F224

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