生鲜农产品生产企业供应链融资的风险控制研究

发布时间：2018-05-04 17:09

本文选题：供应链 + 供应链融资　；参考：《湖南师范大学》2014年硕士论文

【摘要】：我国生鲜农产品生产企业规模较小、固定资产抵押不足、经营风险大,难以从外部获得融资,融资困难已成为我国中小生鲜农产品生产企业发展面临的主要问题。供应链融资作为一种新型的融资方式,不再以某一单一企业作为授信主体,而是针对围绕核心企业的整个供应链的信用评价,并通过动产质押、仓单质押、转让应收账款等方式,盘活了企业存货与应收账款,为我国生鲜农产品生产企业的融资提供了新的方式和途径。然而,在生鲜农产品生产企业供应链融资方式中存在着巨大的风险,这不仅是由于生鲜农产品自身生产周期、价格波动、自然灾害、宏观政策等原因造成的,也与生鲜农产品供应链的经营状况、授信模式、信息化程度等方面有关。因此,如何对生鲜农产品生产企业的供应链融资模式进行风险控制已经成为一个重要的研究课题。本文在阐述供应链融资理论、风险管理理论等理论的基础上,深入分析了生鲜农产品生产企业的融资特点、困境,阐述了生鲜农产品生产企业供应链融资的主要模式,并对每一种融资模式的特点和风险进行了分析。然后,针对生鲜农产品生产企业供应链融资存在的风险,构建了生鲜农产品生产企业供应链融资风险的评价指标体系,并运用模糊综合评价法对某生鲜农产品生产企业的供应链融资风险进行了评价。最后,从宏观层面、银行、企业等方面提出了控制生鲜农产品供应链融资风险的对策和建议。
[Abstract]:The production enterprises of fresh agricultural products in our country are small in scale, lack of mortgage on fixed assets, high risk of operation, and difficult to obtain financing from outside. Financing difficulties have become the main problems facing the development of small and medium fresh agricultural products production enterprises in our country. As a new type of financing, supply chain financing is no longer a single enterprise as the main credit, but the credit evaluation of the entire supply chain around the core enterprises, and through the pledge of movable property, warehouse receipt pledge. The transfer of accounts receivable has activated the inventory and accounts receivable of enterprises and provided a new way for the financing of fresh agricultural production enterprises in China. However, there are huge risks in the supply chain financing mode of fresh agricultural products production enterprises. This is not only caused by the production cycle of fresh agricultural products themselves, price fluctuations, natural disasters, macro policies, and so on. It is also related to the supply chain of fresh agricultural products, credit mode, information level and so on. Therefore, how to control the supply chain financing mode of fresh agricultural products production enterprises has become an important research topic. On the basis of the theories of supply chain financing and risk management, this paper deeply analyzes the financing characteristics and difficulties of fresh agricultural products production enterprises, and expounds the main modes of supply chain financing for fresh agricultural products production enterprises. And the characteristics and risks of each financing model are analyzed. Then, in view of the risk of supply chain financing of fresh agricultural products production enterprises, the evaluation index system of supply chain financing risk of fresh agricultural products production enterprises is constructed. The fuzzy comprehensive evaluation method is used to evaluate the supply chain financing risk of a fresh agricultural product production enterprise. Finally, from the macro level, banks, enterprises and other aspects of the control of fresh agricultural products supply chain financing risk countermeasures and suggestions.
【学位授予单位】：湖南师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F324;F275

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