兴业银行与福田汽车发展供应链金融合作案例研究

发布时间：2018-06-08 00:56

本文选题：兴业银行 + 福田汽车　；参考：《广西大学》2014年硕士论文

【摘要】：随着产业经济的不断发展,企业间的单一竞争开始呈现出向整条供应链转移的趋势。面对供应链金融这片业务“蓝海”,商业银行开始积极参与到供应链中,为链上企业提供多种金融服务。与此同时,汽车产业由于其具有的高度相关性和系统性,正逐渐展现出明显的产业集群化及行业整合趋势,核心企业在供应链中的作用越来越突出。本文选取福田汽车与兴业银行开展供应链金融合作的具体案例,对汽车行业企业与商业银行开展供应链金融合作的模式、产生的效果、不足与成功之处等进行了实例化分析,以期为推动我国汽车行业企业供应链金融合作的开展,提高我国商业银行供应链金融合作能力提供经验借鉴。本文的研究思路是：首先介绍了国内外学者在供应链金融领域的相关研究成果,进而引入主案例,讲述了兴业银行与福田汽车开展供应链金融合作的具体过程。在简要介绍参与方基本情况、授信情况的基础上,深入分析了参与方的合作模式、策略与融资效果。在对融资效果的评价中,一方面从渠道覆盖度、金融支持率和三方收益比较这三个角度对产生的积极效果予以分析,另一方面则运用相关金融知识指出了兴业银行与福田汽车合作中的不足之处并给出了优化建议,对兴业银行不断完善与福田汽车的供应链金融合作具有现实的参考意义。最后,通过对合作案例中成功点的总结,得出了可供银行、核心企业、政府借鉴的开展供应链金融合作的成功经验,具有一定的现实指导意义。
[Abstract]:With the continuous development of the industrial economy, the single competition among enterprises has begun to show the trend of transferring to the whole supply chain. Facing the "blue sea" of supply chain finance, commercial banks are actively participating in the supply chain and providing various financial services for the chain enterprises. And systematization is gradually showing obvious trend of industrial clustering and industry integration, and core enterprises play an increasingly prominent role in the supply chain.
This article chooses Futian Automobile and Xingye Bank to carry out the specific case of the supply chain financial cooperation, and carries out an example analysis on the model of supply chain financial cooperation between the automobile industry and commercial banks, the effect, the deficiency and the success, in order to promote the development of the supply chain financial cooperation of the enterprises in the automobile industry of our country and improve me. China's commercial banks provide experience in supply chain finance cooperation.
The research ideas of this paper are as follows: first, it introduces the relevant research results of domestic and foreign scholars in the field of supply chain finance, and then introduces the main case, and tells the specific process of the development of the supply chain financial cooperation between Xingye Bank and Futian Automobile. On the basis of the brief introduction of the participants' basic situation and the credit situation, the cooperation of the participants is deeply analyzed. Model, strategy and financing effect. In the evaluation of financing effect, on the one hand, it analyzes the positive effect from the three angles of channel coverage, financial support rate and three party income comparison. On the other hand, it points out the shortcomings of the cooperation between Xingye Bank and Fukuda car with related financial knowledge and gives the optimization suggestions. In the end, the successful experience of supply chain financial cooperation for banks, core enterprises and the government is obtained by summarizing the success of the cooperation case.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F426.471;F832.4

【参考文献】