基于供应链金融的天津物产融资策略研究

发布时间：2018-07-02 07:58

本文选题：供应链金融 + 天津物产供应链　；参考：《华东理工大学》2014年硕士论文

【摘要】：天津物产融资策略是基于供应链金融理论,为供应链中企业提供针对性的融资业务模式。钢材产品相关行业属于资金密集型行业,行业内中小型企业普遍存在融资困难问题,建立实施一套解决这些问题的融资策略可以实现整个供应链资金的高效利用,进而促进行业的可持续性发展。天津物产在利用供应链金融理论的基础上,分析了无锡地区钢材行业内中小企业面临的融资问题,提出了统筹建立钢材产品交易中心、仓储物流加工中心以及电子商务中心等一系列平台与商业银行进行合作的融资策略,并研究了这套策略在供应链中不同类型企业中的具体实施。天津物产提出的融资策略打破了传统企业的融资模式,将银行考核授信风险的重点转移到了整个供应链,创新性地利用自身的平台优势将融资业务的信息完全透明化,极大的降低了银行的融资风险,从而缩短了银行授信的审批周期；同时,根据融资需求企业的规模及运营差异,将融资业务细化为多种模式,降低了企业的融资成本,更好的适应了不同企业的融资需求。实践操作表明,基于供应链金融的天津物产融资策略,对解决钢材行业内企业的融资难问题是有效的,在行业间也起到了一定的推广示范作用。
[Abstract]:Tianjin product financing strategy is based on supply chain finance theory, and provides targeted financing business model for enterprises in supply chain. Steel products related industries belong to capital-intensive industries, and small and medium-sized enterprises in the industry generally have financing difficulties. Establishing and implementing a set of financing strategies to solve these problems can realize the efficient utilization of funds in the whole supply chain. Then promote the sustainable development of the industry. Based on the theory of supply chain finance, Tianjin products analyzes the financing problems faced by small and medium-sized enterprises in the steel industry in Wuxi, and puts forward the establishment of a steel products trading center as a whole. A series of platforms, such as warehouse logistics processing center and electronic commerce center, cooperate with commercial banks in financing strategy, and study the implementation of this strategy in different types of enterprises in the supply chain. The financing strategy put forward by Tianjin Product has broken the traditional financing mode of enterprises, shifted the emphasis of bank credit risk assessment to the whole supply chain, and innovatively utilized its own platform advantage to make the information of financing business completely transparent. Greatly reduces the bank's financing risk, thus shortens the bank credit approval cycle; at the same time, according to the financing demand enterprise's scale and the operation difference, the financing service is refined into various modes, reduces the enterprise's financing cost, Better adapted to the financing needs of different enterprises. The practice shows that the financing strategy of Tianjin product based on supply chain finance is effective to solve the financing problem of steel industry enterprises, and it also plays a role in promoting and demonstrating among industries.
【学位授予单位】：华东理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F275

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