线上供应链金融资源配置有效性研究

发布时间：2018-07-18 13:53

【摘要】：我国经济转型期存在闲置资金与中小企业融资难的双重矛盾，而线上供应链金融作为一种新的融资模式，为急需资金的中小企业和行业提供了不同于传统信贷的融资方式。实践证明，线上供应链金融有助于促进实体产业的发展和缓解中小企业融资难问题，但是对于目前其资源配置是否有效，是否真正配置到急需资金的产业链端的中小企业和国家扶持的产业以及配置的比例是否合理，还缺乏有效的评价方法，因此本文对线上供应链金融资源配置有效性进行研究具有理论和实际意义。本文首先界定了线上供应链金融资源配置的主体、原则以及有效性的范围；然后阐述了线上供应链金融资源配置现状，并分析了影响其配置有效性的因素以及存在的问题；构建了其资源配置有效性评价指标体系和评价模型，，并分析了其资源配置评价指标的高维、高频数据结构规律；最后从大数据、外部环境以及监管三个层面提出了促进线上供应链金融资源配置有效性的措施。本文的创新点：（1）基于线上供应链金融资源配置有效性的内涵的界定，构建了其资源配置有效性的评价指标体系和评价模型。针对线上供应链金融资源配置的特点，深入分析了金融资源的投入量以及宏观层面产业和微观层面企业的产出量，采用投入产出法构建了线上供应链金融资源配置有效性的评价指标体系，提出了基于数据包络分析（DEA）的资源配置有效性评价模型。（2）构建了线上供应链金融资源配置层次监管体系。针对目前“肢解式”监管状态，构建了协同管理层平台机构监管层内部控制层三层次监管体系对线上供应链金融资源配置进行全面监管。
[Abstract]:There is a double contradiction between idle funds and financing difficulties of SMEs in the period of economic transformation in our country. As a new financing mode, online supply chain finance provides different financing methods for SMEs and industries in urgent need of funds. It has been proved that online supply chain finance is helpful to promote the development of real industry and alleviate the problem of financing difficulty of small and medium-sized enterprises, but whether its resource allocation is effective or not, Whether or not they are really allocated to the small and medium-sized enterprises at the end of the industry chain and the industries supported by the state, and whether the proportion of the allocation is reasonable, there is still a lack of effective evaluation methods. Therefore, it is of theoretical and practical significance to study the effectiveness of online supply chain financial resource allocation in this paper. This paper first defines the main body, principle and scope of the financial resources allocation of the online supply chain, then expounds the present situation of the financial resources allocation in the online supply chain, and analyzes the factors affecting the allocation effectiveness and the existing problems. The evaluation index system and evaluation model of resource allocation effectiveness are constructed, and the high-dimensional and high-frequency data structure rules of resource allocation evaluation index are analyzed. Three levels of external environment and supervision are proposed to promote the effectiveness of online supply chain financial resources allocation measures. The innovations of this paper are as follows: (1) based on the definition of the connotation of online supply chain financial resource allocation effectiveness, the evaluation index system and evaluation model of its resource allocation effectiveness are established. According to the characteristics of the financial resource allocation in the online supply chain, this paper analyzes the financial resource input and the output of the macro-level industry and the micro-level enterprise. The evaluation index system of the effectiveness of financial resources allocation in the online supply chain is constructed by using the input-output method. A data envelopment analysis (DEA) based evaluation model of resource allocation effectiveness is proposed. (2) the hierarchical supervision system of financial resource allocation in online supply chain is constructed. In view of the current "dismemberment" supervision state, a three-level supervision system of internal control layer in cooperation with management level is constructed to supervise the allocation of financial resources in the online supply chain.
【学位授予单位】：武汉理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F724.6;F832

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