资金约束下的供应链融资模式研究及应用
发布时间：2018-12-11 15:17
【摘要】：随着中小企业发展步伐的加快,对资金的需求度不断的增加,但是局限于现有的担保体系不完善,并且融资成本较高的情况下,需要寻求一种不需要太多的固定资产作抵押、融资便捷且融资成本低的融资模式,而供应链融资产品是以核心企业稳定的经营能力和良好的信誉为依托,突破银行传统的评级授信要求,成为中小企业首选的融资模式。 本文首先对供应链融资的基础理论进行了阐述,包含供应链融资产生背景、定义、实质、发展现状等。根据第三方物流企业在供应链融资模式中所扮演的不同的角色,讨论了第三方物流企业参与下的传统角色模式、银行授信角色模式和控制角色模式三种模式的具体业务操作流程,并分别对每种模式下的参与方的收益给出定量分析比较,同时也对每种融资模式下的风险做出相应分析。分析结果为中小企业选择适合自己供应链融资模式提供参考借鉴。 最后研究了供应链融资模式在“农超对接”中的应用,针对农民专业合作社特有的特点,讨论了传统角色模式和控制角色模式在合作社融资过程中具体的操作流程,同时也讨论了农民专业合作社和第三方物流企业在这两种模式下的收益与风险,为农民专业合作社提供参考意见。
[Abstract]:With the rapid development of small and medium-sized enterprises, the demand for funds is increasing, but limited to the existing guarantee system is not perfect, and the financing costs are high, we need to seek a kind of fixed assets that don't need too much as collateral. The supply chain financing products are based on the stable management ability and good reputation of the core enterprises, break through the traditional credit rating requirements of banks, and become the preferred financing mode for small and medium-sized enterprises. Firstly, this paper expounds the basic theory of supply chain financing, including the background, definition, essence and development status of supply chain financing. According to the different roles of the third party logistics enterprises in the supply chain financing mode, this paper discusses the traditional role model under the participation of the third party logistics enterprises. Bank credit role model and control role model of the specific business operation process, and each model of the participants to give a quantitative analysis of the return, but also for each financing mode of risk analysis. The results provide a reference for SMEs to choose a suitable supply chain financing model. Finally, the paper studies the application of supply chain financing mode in "Agricultural Super-docking", and discusses the specific operation flow of traditional role model and control role mode in the process of cooperative financing according to the special characteristics of farmers' specialized cooperatives. At the same time, the paper also discusses the income and risk of farmers' professional cooperatives and third party logistics enterprises in these two models, and provides reference for farmers' professional cooperatives.
【学位授予单位】：青岛大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F275;F326.6
本文编号：2372777
[Abstract]:With the rapid development of small and medium-sized enterprises, the demand for funds is increasing, but limited to the existing guarantee system is not perfect, and the financing costs are high, we need to seek a kind of fixed assets that don't need too much as collateral. The supply chain financing products are based on the stable management ability and good reputation of the core enterprises, break through the traditional credit rating requirements of banks, and become the preferred financing mode for small and medium-sized enterprises. Firstly, this paper expounds the basic theory of supply chain financing, including the background, definition, essence and development status of supply chain financing. According to the different roles of the third party logistics enterprises in the supply chain financing mode, this paper discusses the traditional role model under the participation of the third party logistics enterprises. Bank credit role model and control role model of the specific business operation process, and each model of the participants to give a quantitative analysis of the return, but also for each financing mode of risk analysis. The results provide a reference for SMEs to choose a suitable supply chain financing model. Finally, the paper studies the application of supply chain financing mode in "Agricultural Super-docking", and discusses the specific operation flow of traditional role model and control role mode in the process of cooperative financing according to the special characteristics of farmers' specialized cooperatives. At the same time, the paper also discusses the income and risk of farmers' professional cooperatives and third party logistics enterprises in these two models, and provides reference for farmers' professional cooperatives.
【学位授予单位】：青岛大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F275;F326.6
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