“同业监督”视角下农业供应链外部融资的实现机制研究——基于73家农业企业案例

发布时间：2019-03-04 13:38

【摘要】：农业供应链外部融资是农村金融服务的一种创新模式。然而却呈现出"外热里冷"的现象。理论上农业供应链外部融资对提升供应链成员的信贷可得性和供应链价值具有积极作用,政府也出台了多项政策促进农业供应链金融的发展,但实践中参与的企业和农户却有限。农业供应链外部融资作为一种基于共同利益的"同业监督"模式,形成的关键在于其能借助核心企业对供应链信息流、物流和资金流的整合与协调,摆脱"同业监督"激励失效困境。但农业供应链外部融资的形成与发展面临着内部个体利益和外部竞争原则的双重制约。完善供应链内部的利益分配机制和信息共享机制,搭建银行与核心企业的信息传递渠道,以及市场主体声誉意识的培育,是推动我国农业供应链外部融资发展的有效途径。
[Abstract]:External financing of agricultural supply chain is an innovative mode of rural financial services. However, it shows the phenomenon of "external heat and internal cooling". In theory, external financing of agricultural supply chain plays a positive role in enhancing the credit availability and supply chain value of supply chain members. The government has also issued a number of policies to promote the development of agricultural supply chain finance. However, the participation of enterprises and farmers in practice is limited. As a kind of "peer supervision" mode based on common interests, external financing of agricultural supply chain is formed by the integration and coordination of supply chain information flow, logistics and capital flow with the help of core enterprises. Get rid of the dilemma of "peer supervision" incentive failure. However, the formation and development of external financing in agricultural supply chain face the double restriction of internal individual benefit and external competition principle. It is an effective way to promote the development of external financing of agricultural supply chain in our country to perfect the profit distribution mechanism and information sharing mechanism within the supply chain, to set up the information transmission channels between banks and core enterprises, and to cultivate the reputation consciousness of the market subjects.
【作者单位】：中国农业大学经济管理学院;
【分类号】：F832.43;F324

【相似文献】