重庆金融发展对经济增长影响的研究

发布时间：2017-12-30 19:31

本文关键词：重庆金融发展对经济增长影响的研究　出处：《重庆工商大学》2015年硕士论文　论文类型：学位论文

【摘要】：金融发展不仅关系到整个金融行业,而且是现代经济发展中非常重要的组成部分。从金融业的发展历程看,许多国家都十分重视金融业的发展。重庆作为西部唯一的直辖市,想要成为西部的增长极,成为长江上游金融中心,必须提高金融发展水平,才能通过集聚效应带动经济的增长。在理论研究中,国内外学者一致认为金融发展是一国经济增长中重要的影响因素。因此,在这样的背景下研究重庆金融发展对经济增长的影响具有很重要的理论意义和现实意义。本文首先结合金融结构论,金融深化理论和金融功能论,系统地总结了国内外关于金融与经济增长的研究。其次,分析了重庆金融发展现状,包括信贷市场、保险市场和证券市场的运行特点以及对经济增长的支撑。再次,通过实证分析量化分金融发展总体水平对经济增长的影响,金融因素对经济增长的影响,并将金融因素划分为信贷市场因素,保险市场因素和证券市场因素。研究信贷市场因素对经济增长的影响采用的是1984-2013年的时间序列数据为样本,选择实际人均GDP增长率(LNY)、金融规模(LNSC)、中长期贷款率(LNLL)、金融效率(LNLD)为指标体系,基于向量自回归模型(即VAR模型)的框架,通过实证分析量化信贷市场因素对经济增长的影响。研究保险市场因素和股票市场因素对经济增长的影响主要采用1997-2013年的时间序列数据为样本,选择重庆实际人均GDP(LRP),保险密度(LRP)和股票筹资额(LS)为指标体系,采用E-G两步法进行检验。本文得出了以下结论:总体来看,重庆金融发展综合水平对经济增长产生正向的促进作用。长期来看,重庆信贷市场因素与经济增长确实存在长期均衡关系,并且中长期贷款率与金融效率对经济增长有正向的促进作用,金融规模对经济增长产生负向的作用。短期来看,金融规模与中长期贷款是引起经济增长的重要金融因素,而金融效率对经济增长没有明显的作用效果。保险市场因素对经济增长具有正向的促进作用,而在目前,股票市场因素对重庆经济增长的解释力度不强。
[Abstract]:Financial development is not only related to the entire financial industry, but also a very important part of modern economic development. Many countries attach great importance to the development of the financial industry. Chongqing, as the only municipality directly under the Central Government in the west, wants to become the growth pole of the western region and become a financial center in the upper reaches of the Yangtze River. In the theoretical research, scholars at home and abroad agree that financial development is an important factor in a country's economic growth. Under this background, it is of great theoretical and practical significance to study the impact of financial development on economic growth in Chongqing. Firstly, this paper combines the theory of financial structure, the theory of financial deepening and the theory of financial function. This paper systematically summarizes the research on finance and economic growth at home and abroad. Secondly, it analyzes the current situation of financial development in Chongqing, including the credit market. The operating characteristics of insurance market and securities market and the support to economic growth. Thirdly, through the empirical analysis of quantitative analysis of the overall level of financial development on economic growth, the impact of financial factors on economic growth. Financial factors are divided into credit market factors. Insurance market factors and securities market factors. The impact of credit market factors on economic growth is studied using time series data from 1984 to 2013 as a sample. Select real per capita GDP growth rate, financial scale, medium and long term loan ratio LNLL, financial efficiency LNLDs as the indicator system. A framework based on vector autoregressive model (VAR model). Through empirical analysis of quantitative credit market factors on economic growth. To study the impact of insurance market factors and stock market factors on economic growth, mainly using the 1997-2013 time series data as a sample. . Taking the real per capita GDP LRPU, the insurance density and the stock raising amount as the index system in Chongqing and using the E-G two-step method to test, the paper draws the following conclusions: overall. The comprehensive level of financial development in Chongqing has a positive effect on economic growth. In the long run, there is a long-term equilibrium relationship between Chongqing credit market factors and economic growth. And medium and long term loan ratio and financial efficiency have a positive role in promoting economic growth, financial scale has a negative effect on economic growth. In the short term. Financial scale and medium and long-term loans are important financial factors that cause economic growth, but financial efficiency has no obvious effect on economic growth. Insurance market factors have a positive effect on economic growth. But at present, the stock market factor to Chongqing's economic growth explanation strength is not strong.
【学位授予单位】：重庆工商大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F127;F832.7

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