基于商业银行视角的供应链金融模式研究及案例实践

发布时间：2018-01-03 19:18

本文关键词：基于商业银行视角的供应链金融模式研究及案例实践　出处：《天津大学》2012年硕士论文　论文类型：学位论文

【摘要】：生产社会化及经济全球化，促使供应链及供应链理论的产生与发展，随着供应链管理的不断发展，供应链金融成为国内外研究和实践的焦点。供应链金融的发展和实践过程中，供应链融资一直以来是研究和实践的重点，而对供应链企业的金融需求分析，供应链交易中的支付结算、投资及理财等方面的研究相对不足。本文通过分析供应链金融产生的背景，并对供应链金融理论中供应链、供应链管理及供应链金融的分析，将供应链金融的概念进行了清晰的界定，对供应链金融的研究边界做了明确的阐述。运用供应链金融理论，结合物流企业、商业银行及第三方软件运营商的供应链金融的实践现状，指出了供应链金融服务模式的发展方向。按照商业银行主导的供应链金融服务新模式方向，通过分析供应链金融市场情况，运用企业生命周期理论对不同成长阶段的供应链企业的金融需求与供给进行分析，发现不同成长阶段的供应链企业的金融需求与供给各异，但支付结算需求是发展各阶段企业共同需求。结合供应链企业共同的需求，并根据不同成长阶段的企业差异化的需求，本文提出了“1+1+SCE”供应链金融服务模式，即以“1”个商业银行和“1”物流公司或第三方软件服务商，合作建立供应链结算信息平台和供应链融资信息平台，对供应链企业提供结算、融资等全面资金流管理服务。实现供应链交易中的物流和资金流的信息互通，实现信息流在物流企业和商业银行间共享机制，为供应链企业提供现实而可行的供应链金融服务新模式，，并通过案例将这一模式进行解析，分析该模式的优势和市场前景。
[Abstract]:The socialization of production and the economic globalization, the emergence and development of supply chain and supply chain theory, with the continuous development of supply chain management, supply chain finance has become the focus of research and practice at home and abroad. The development and practice of supply chain finance, supply chain financing to is the focus of research and practice, and to supply chain enterprise financial demand analysis, payment and settlement in supply chain transactions, the relative lack of research investment and financial aspects.
In this paper, through the analysis of supply chain finance background, and supply chain to supply chain finance theory, analysis of supply chain management and supply chain finance, the concept of supply chain finance were clearly defined on the boundary of the supply chain finance made clear. The use of supply chain finance theory, combined with the logistics enterprises the commercial bank, and three party software operators in the supply chain finance practice present situation, pointed out the development direction of the supply chain financial services model. According to the new model of supply chain financial services dominated by commercial banks, through the analysis of supply chain finance market, the use of financial supply and demand of the enterprise life cycle theory of supply chain enterprises the growth stage of the analysis, found that the financial demand and supply of different supply chain enterprises in different stages of growth, but the payment requirements are common to the development of each stage of enterprise For the supply chain enterprises. Combining with the common demand, and according to the different growth stage of the enterprise differentiation needs, proposed the "1+1+SCE" service mode of supply chain finance, namely "1" "1" commercial banks and logistics companies or third party software services, the establishment of cooperation supply chain information platform and settlement supply chain financing information platform, provide settlement to the supply chain enterprises, financing and other comprehensive capital flow management services. To achieve information exchange transactions in supply chain logistics and capital flow, the flow of information sharing mechanism in logistics enterprises and commercial banks, to provide a practical and feasible supply chain financial services new model for supply chain enterprises. And this mode of analysis through the case analysis, the advantages of the mode and market prospect.

【学位授予单位】：天津大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F274;F832.2

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