兵团金融体系完善的路径选择

发布时间：2018-01-04 00:03

本文关键词：兵团金融体系完善的路径选择　出处：《石河子大学》2015年硕士论文　论文类型：学位论文

【摘要】：金融发展已成为现代经济发展的核心,金融资源数量的多少和效率配置的高低对经济的发展起着至关重要的作用。兵团经济正处于持续健康发展阶段,随着“三化”建设的推进和“丝绸之路经济带”的构建,兵团的经济发展对金融发展提出了更高的要求,但是兵团金融业的发展起步比较晚,还存在着金融机构不合理、金融市场不发达等问题,兵团的金融发展必须遵循经济发展的规律才能更好地促进兵团经济的增长。因此,在兵团的特殊体制下如何完善兵团的金融体系,助推兵团经济持续健康发展已经成为迫切的现实需要。首先,本文介绍了研究背景、目的及意义,对国内外研究现状进行综述。在此基础上,提出本文的研究内容、思路及方法。然后,对区域金融和金融体系的概念与内涵进行界定,明确研究范围,并夯实论文研究的理论支撑。其次,分析了兵团金融体系的发展现状,并对兵团金融的发展进行综合评价。本文从银行业、证券业、保险业等多方面入手,对兵团现有的金融体系进行全面分析,并通过构建相应的指标体系对兵团金融业的发展进行综合评价,发现兵团金融业的发展整体呈上升趋势,金融产业因子虽然增速缓慢,但仍在正向发展之中,而金融活力因子呈现出下降的趋势,在一定程度上阻碍了兵团金融整体的发展。在此基础上,详细分析兵团现有金融体系在组织体系、市场体系及对经济的推动作用等方面存在的问题,并从经济、地理和政治等三个方面剖析兵团金融体系发展的制约因素。最后,分析了福建泉州金融改革的目标及主要内容,并详细阐述了泉州金融改革对实体经济的促进作用。泉州金融改革在完善金融组织体系、推进金融创新、加强金融合作等方面都取得了显著的成效,为兵团在服务实体经济、改革创新等方面提供了重要启示。因此,本文通过对泉州金融改革成功经验的借鉴,在结合兵团自身发展现状的基础上,设计一条以政府引导市场主导、协调并多元化的发展路径进一步完善兵团的金融体系,并从金融组织体系建设、资本市场建设、金融产品创新等方面提出具体的完善步骤。以期更好地服务兵团经济,实现兵团经济的持续健康发展。
[Abstract]:Financial development has become the core of modern economic development, the amount of financial resources and the level of efficiency allocation plays a vital role in economic development. With the development of "three modernizations" and the construction of "Silk Road Economic Belt", the economic development of the Corps has put forward higher requirements for financial development, but the development of the financial industry of the Corps started relatively late. There are still some problems, such as unreasonable financial institutions and underdeveloped financial markets. The financial development of the Corps must follow the laws of economic development in order to better promote the growth of the economy. How to improve the financial system and promote the sustained and healthy development of the economy has become an urgent practical need under the special system of the Corps. Firstly, this paper introduces the background, purpose and significance of the research. On this basis, put forward the research content, ideas and methods. Then, define the concept and connotation of regional financial and financial system, clear the scope of research. And rammed the theoretical support of the paper. Secondly, the development of the financial system of the Bingtuan is analyzed, and the comprehensive evaluation of the development of the financial. This paper from the banking, securities, insurance and other aspects of the beginning. Through the comprehensive analysis of the existing financial system and the comprehensive evaluation of the development of the financial industry through the construction of the corresponding index system, it is found that the overall development of the financial industry of the Corps is on the rise. Although the growth rate of financial industry factor is slow, it is still in the positive direction, and the financial vitality factor shows a downward trend, which to some extent hinders the overall development of the financial industry of Bingtuan. On this basis. Detailed analysis of the existing financial system in the bingtuan in the organizational system, the market system and the role of promoting the economy and other aspects of the problems, and from the economy. The paper analyzes the restricting factors of the development of the financial system in the three aspects of geography and politics. Finally, it analyzes the objectives and main contents of the financial reform in Quanzhou, Fujian Province. Quanzhou financial reform has achieved remarkable results in perfecting the financial organization system, promoting financial innovation and strengthening financial cooperation. This paper provides important enlightenment for the Corps in serving the real economy, reforming and innovating. Therefore, this paper uses the successful experience of Quanzhou financial reform for reference, on the basis of combining the present situation of the development of the Corps itself. Design a government-led, coordinated and diversified development path to further improve the financial system of Bingtuan, and from the financial organization system construction, capital market construction. In order to better serve the economy of Bingtuan and realize the sustained and healthy development of the economy of the Corps, the paper puts forward some concrete steps to improve the innovation of financial products.
【学位授予单位】：石河子大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.7

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