河北省中小企业融资体系的建设研究

发布时间：2018-01-04 03:32

本文关键词：河北省中小企业融资体系的建设研究　出处：《河北经贸大学》2015年硕士论文　论文类型：学位论文

【摘要】：1931年“麦克米伦缺口”理论的出现，中小企业融资难的问题正式的进入了人们的视野。白钦先教授认为，中小企业属于“强位弱势群体”。“强位”即，中小企业在创造就业，促进经济增长，增强社会稳定等方面都做出了重大贡献。“弱势”是指中小企业面临融资难、留人难、设立难等六大难题[1]。在河北省，中小企业同样属于“强位弱势群体”。只有解决中小企业融资难题，才能充分发挥中小企业的作用，从而带动河北省整体经济的繁荣。为了缓解中小企业融资问题，政府部门、企业、以及银行等金融机构都采取了一系列的措施，但是这些做法并没有彻底改变我国中小企业的融资难题，只能起到暂时的“镇静”作用。这一问题产生的深层次根源在于融资体系的不完善，我们应该从根源上着手，建立、完善中小企业融资体系。然而，中小企业融资难问题并不是我国所固有的，是一个世界性难题，不同国家在中小企业特征、金融发展水平和社会文化环境等方面存在差异，不同的国家具有不同的发展思路和发展阶段，有许多的成功经验值得借鉴。但是，我们不能“削足适履”，“去粗取精”后才可以作为构建我国以及河北省的中小企业融资体系的重要参考。本文以健全河北省中小企业融资体系为最终目标，通过对我国以及河北省融资体系结构的详细分析，总结出融资体系的不足，，借鉴美国、日本、欧盟的成功经验，得出完善河北省中小企业融资体系的对策建议。
[Abstract]:In 1931 " Macmillan Gap " theory appeared , the problem of financing difficulty of small and medium - sized enterprises officially entered people ' s field of view . Prof . Bai Chin - xian believed that small and medium - sized enterprises belong to " strong disadvantaged groups " . " Strong position " means that small and medium - sized enterprises have made great contributions in creating jobs , promoting economic growth , and enhancing social stability . " Weak " refers to the six difficult problems that small and medium - sized enterprises face financing difficulties , difficulties and difficulties . In Hebei Province , small and medium - sized enterprises also belong to " strong disadvantaged groups " . Only to solve the financing problem of small and medium - sized enterprises can fully play the role of small and medium - sized enterprises , thus leading to the prosperity of the whole economy in Hebei Province . In order to alleviate the financing problem of small and medium - sized enterprises , government departments , enterprises and financial institutions such as banks have adopted a series of measures , but these practices have not completely changed the financing problem of small and medium - sized enterprises in our country , but it can only play a temporary " sedative " role . In order to improve the financing system of small and medium - sized enterprises in Hebei Province , this paper analyzes the financing system of Hebei Province and summarizes the deficiencies of the financing system , and draws lessons from the successful experiences of the USA , Japan and the European Union , and concludes the countermeasures to improve the financing system of small and medium - sized enterprises in Hebei Province .

【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.4;F276.3

【参考文献】