金融监管国际合作机制构建研究

发布时间：2018-01-21 07:24

本文关键词： 金融稳定金融监管国际机制监管合作　出处：《天津财经大学》2012年博士论文　论文类型：学位论文

【摘要】：金融对经济的发展具有重要推动作用,金融体系能否安全稳定高效运行,对一国经济持续发展十分重要。随着全球化步伐的不断加快,人流、物流、信息流在全球范围内自由流动,全球化过程中时空被不断压缩,世界正在变成一个“地球村”。全球化在带动全球发展的同时,也带来许多全球性问题,从金融全球化看,则体现为金融活动的国际化与金融监管的属地化之间的矛盾,本轮全球金融危机的发生和蔓延正是这一矛盾的反映。全球化背景下,任何单一国家都无力单独防范和处置经济和金融危机,因此国际间金融监管协调与合作也就成为了必然。经济金融相互依存使一国的政策溢出效应不断增强,也迫使国际社会不断深化国际协调,有效实施金融监管需要更紧密的国际金融监管合作。本文综合运用理论分析和案例实证等方法,基于逻辑和实践相统一的原则,对国际金融监管合作机制构建这一主题进行了较为深入的研究。论文共分八章,第一章是引言,进行了概念界定,对国内外相关研究进行了评述；第二章是金融监管合作机制构建相关理论的论述；第三章运用博弈理论分析了国际金融监管合作的必要性,提出了金融监管合作的目标定位；第四章在分析当前金融监管合作中的问题的基础上,提出了金融监管合作机构的构建原则；第五章提出了金融监管合作的方向与组织框架；第六章对区域金融监管合作的现状进行了描述,分析了区域金融监管合作与全球金融监管合作的机理；第七章对中国参与金融监管国际合作问题进行了综合分析,提出了中国在金融监管国际合作中的策略；第八章是全文的总结。通过研究,本文得出以下主要结论。第一,在全球化背景下,加强金融监管国际合作十分必要。国际金融监管合作应该使参与者共同获益,不应该是零和游戏,而应该是正和的。为实现国际金融监管合作的目标和功能定位,监管机制(无论是正式机制还是非正式机制)的建设必不可少。第二,现有国际金融监管组织,无论是国际货币基金组织、世界银行,还是国际清算银行、国际证券监管委员会、国际保险监管者协会在治理结构上均存在一定的问题,难以发挥有效监管作用,需要加强改进。第三,加强区域金融监管合作是促进国际金融监管合作的重要途径。区域经济内各国经济结构相似较强,更易于达成共识,提高效率。同时,作为国际金融监管合作的重要组成部分,一些地区的探索可以为全球金融监管合作提供经验。在借鉴已有研究成果的基础上,本文重点从以下三个方面进行了创新性研究：第一,以银行业的资本充足率监管作为分析对象,构建了金融监管合作的博弈模型,从博弈论的视角对国际金融监管中长期合作的必要性进行了论证；第二,系统总结了当前国际金融监管组织的不足,提出了金融监管国际合作的功能定位和目标,设计了G20框架下重构国际金融监管合作的组织体系；第三,对我国参与国际金融监管合作问题进行了深入研究,提出了我国参与国际金融监管的立场、策略。
[Abstract]:Which plays an important role in promoting the financial development of the economy, financial system can stable and efficient operation of security, is very important for the sustainable development of a country's economy. With the development of globalization, the flow of people, logistics, information flow, free flow in the global scope, time and space in the process of globalization is continuously compressed, the world is becoming a "global village" in the global development driven by globalization. At the same time, it also brought many global issues, from the financial globalization, it reflects the contradiction between international financial activities and financial supervision and the localization, the global financial crisis and the spread is a reflection of this contradiction. Under the background of globalization, no single country can alone the prevention and disposal of the economic and financial crisis, the international financial regulatory coordination and cooperation has become inevitable. The economic and financial interdependence to a country's policy spillover effect It should continue to strengthen and force the international community to deepen international coordination, and the effective implementation of financial supervision requires closer cooperation in international financial supervision.
This paper uses theoretical analysis and case study method, logic and practice based on the principle of international cooperation in financial supervision mechanism in the construction of this topic is studied. This dissertation consists of eight chapters, the first chapter is the introduction, the definition, to the domestic and foreign related research are reviewed; the second chapter is related to the theory of building the financial supervision cooperation mechanism is discussed; the third chapter uses the game theory to analyze the necessity of international cooperation in financial supervision, put forward the target orientation of financial regulatory cooperation; the fourth chapter based on the analysis of the current financial supervision cooperation problems, put forward the principle of cooperation in financial supervision institutions; the fifth chapter puts forward the financial supervision cooperation direction and organization framework; the sixth chapter describes the status of regional cooperation in financial supervision, analysis of the regional cooperation and global financial regulation The mechanism of financial regulation cooperation is analyzed. The seventh chapter makes a comprehensive analysis of China's participation in international cooperation in financial regulation, and puts forward the strategy of China's international cooperation in financial regulation. The eighth chapter is the summary of the full text. Through research, the following conclusions are drawn.
First, under the background of globalization, it is necessary to strengthen international cooperation in financial supervision. The international financial regulatory cooperation should enable participants to benefit, should not be a zero sum game, but should be positive. And as the goal and function to achieve international cooperation in financial supervision, supervision mechanism (either formal or informal mechanism mechanism) construction essential.
Second, the existing international financial regulatory organization, whether it is the International Monetary Fund, the world bank, and the bank for International Settlements, International Securities Regulatory Commission, the International Association of insurance supervisors there were some problems in the governance structure, difficult to play an effective regulatory role, need to strengthen and improve.
Third, to strengthen regional cooperation in financial supervision is an important way to promote international cooperation in financial supervision. The regional economy countries in similar economic structure is strong, easy to reach a consensus, to improve the efficiency. At the same time, as an important part of international cooperation in financial supervision, some areas of exploration can provide experience for global cooperation in financial supervision.
On the basis of the existing research achievements, this paper focuses on the following three aspects:
First, taking the regulation of capital adequacy ratio as the object of analysis, we build a game model of financial regulation cooperation, and demonstrate the necessity of long-term cooperation in international financial supervision from the perspective of game theory.
Second, we systematically summarized the deficiencies of the current international financial regulatory organizations, put forward the functional orientation and objectives of international cooperation in financial supervision, and designed the organizational system of reconstructing international financial supervision cooperation under the framework of G20.
Third, we have made an in-depth study of China's participation in international financial supervision and cooperation, and put forward the position and strategy of China's participation in international financial supervision.

【学位授予单位】：天津财经大学
【学位级别】：博士
【学位授予年份】：2012
【分类号】：F831.1

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