国际资本流入中国银行部门动机变迁研究

发布时间：2018-02-02 04:10

本文关键词： 国际资本流动银行动机变迁　出处：《北京师范大学学报(社会科学版)》2010年05期 　论文类型：期刊论文

【摘要】：中国近年来一直是国际资本流入最多的发展中国家,银行部门更是外资投入的热点。十几年来进入银行部门的外资不论是规模还是投资方式都发生了很大变化。动机决定行为,行为决定结果,只有充分了解外资为什么来,才能理解外资将会采取什么行动,造成什么影响?对此问题的研究将有助于决定对银行外资采取什么样的开放政策和引资策略。以外资进入中国银行部门的动机变迁为研究的中心,通过对1996-2008十三年来外资进入中国银行部门的历程和变化进行实证分析,发现传统理论认为的"客户追随"动机只在早期起主导作用,在中后期则是追求相对优势动机、追求东道国提供的市场机会动机、外资银行自身追求全球战略布局动机在不同程度上交替引导外资进入中国的银行部门,因此中国银行部门的开放政策也应作相应调整:鼓励外资进入中西部地区金融业比优先开放东部地区金融业对中国金融体系发展更有利;鼓励外资积极投入中小银行比鼓励外资参股大型银行对中国银行业的治理结构优化更有利。
[Abstract]:China has been the developing country with the most international capital inflows in recent years. The banking sector is a hot spot of foreign investment. In the past ten years, the scale and investment mode of foreign investment in the banking sector have changed a lot. The motivation determines the behavior, the behavior determines the outcome. Only by fully understanding why foreign capital comes, can we understand what actions and what impact will foreign capital take? The research on this issue will help to decide what kind of open policy and strategy to attract foreign investment to the banks, with the motivation of foreign capital entering the banking sector of China as the center of the study. Through the empirical analysis of the process and changes of foreign capital entering Chinese banking sector in the past 13 years from 1996 to 2008, it is found that the traditional theory of "customer following" motivation only plays a leading role in the early stage. In the middle and late period, it is the motivation to pursue the relative advantage and the market opportunity offered by the host country, and the foreign banks' motivation to pursue the global strategic layout alternately leads the foreign capital into China's banking sector in varying degrees. Therefore, the opening policy of China's banking sector should be adjusted accordingly: encouraging foreign investment to enter the financial sector in the central and western regions is more beneficial to the development of China's financial system than to the opening up of the financial sector in the eastern part of China; Encouraging foreign investment in small and medium-sized banks is better than encouraging foreign investment in large banks to optimize the governance structure of China's banking sector.
【作者单位】：北京广播电视大学财经教学部;
【基金】：北京市哲学社会科学十一五规划项目“外资进入中国银行部门行为研究:基于银行财务数据的实证分析”(07BeJG191)
【分类号】：F832.6
【正文快照】： 一、引言中国在近年来一直是国际资本流入最多的发展中国家,在此期间中国银行部门也处于重要的改革时期,不断扩大对外资开放的程度。近10年进入中国银行部门的外资不论是规模还是所采取的进入方式,都出现了根本的变化。对于外资进入银行部门,我国近年的研究主要关注银行的竞

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