A银行信息科技风险管理研究

发布时间：2018-03-07 16:51

本文选题：商业银行　切入点：信息科技　出处：《云南大学》2012年硕士论文　论文类型：学位论文

【摘要】：金融信息化己成为网络经济时代商业银行开展业务创新、参于全球竞争、提高核心竞争力的重要战略。但是信息科技在促进银行发展的同时,也聚积着潜在的风险和威胁。因此,加强商业银行信息科技风险管理,保障银行信息系统的安全、稳定、持续运行,已经直接关系到银行业务的运营和发展。本文首先提出研究目的,通过对研究背景、思路和方法的简单阐述,介绍银行信息科技风险管理相关定义,借助银行信息科技审计方法,在介绍A银行信息科技风险管理现状基础上,深入分析A银行信息科技风险管理面临的主要问题,结合A银行信息科技风险管理现状,构建了银行信息科技风险管理框架,并据此提出针对性的信息科技风险管理的对策和建议。论文的创新之处在于：一是借鉴国际通用的信息科技风险管理实践和标准,针对A银行信息科技风险管理存在的问题,从战略、组织、内控、保障和制度五个方面初步构建了A银行的信息科技风险管理框架；二是以构建的信息科技风险管理框架为指导,结合A银行信息科技风险管理现状,提出针对性的对策和建议。另外,本文的研究思路和方法,对其他同类城市商业银行信息科技风险管理,均具有指导意义。
[Abstract]:Financial informatization has become an important strategy for commercial banks to carry out business innovation, participate in global competition and improve their core competitiveness in the era of network economy. However, information technology promotes the development of banks at the same time. Therefore, strengthening the information technology risk management of commercial banks to ensure the security, stability and continuous operation of the bank information system has a direct bearing on the operation and development of banking business. This paper first puts forward the purpose of the research, through the simple elaboration of the research background, ideas and methods, introduces the bank information technology risk management related definitions, with the help of the bank information technology audit method, On the basis of introducing the present situation of IT risk management in Bank A, this paper analyzes the main problems faced by IT risk Management of Bank A in depth, and constructs the risk management framework of IT in Bank A in combination with the present situation of IT risk Management in Bank A. According to this, the countermeasures and suggestions of risk management of information technology are put forward. The innovation of the paper lies in: first, drawing lessons from the international common information technology risk management practices and standards, aiming at the problems existing in the information technology risk management of Bank A, from the strategy, organization, internal control, The information technology risk management framework of Bank A is preliminarily constructed in five aspects, namely, the information technology risk management framework, and the current situation of information technology risk management in Bank A, which is guided by the information technology risk management framework. In addition, the research ideas and methods of this paper are of guiding significance to the information technology risk management of other similar city commercial banks.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2

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