我国国有控股商业银行公司治理研究

发布时间：2018-03-19 23:24

本文选题：国有控股商业银行　切入点：公司治理　出处：《复旦大学》2012年硕士论文　论文类型：学位论文

【摘要】：由于历史以及国情原因,中国的国有控股商业银行目前在经济社会中的地位、银行体系自身的改革都有其独特的演绎路径。在经过了股份制改造并上市、实行公司治理改革之后,我国国有控股商业银行公司治理模式、结构按照现代公司治理理论加以重构之后,经济绩效得以大大提高,在经济全球化的竞争格局中的地位得到了大大提升。但是,与国际上的先进银行比较,国有控股商业银行在效益和风险管理方面并没有取得与其地位相称的业绩。本文通过在银行产业这一中观层次对国有控股商业银行公司治理进行了较为深入的分析。首先,我们分析了目前的国有控股商业银行公司治理现有文献的研究,发现大多数都是基于委托—代理理论基础上的公司治理理论在国有控股商业银行中的应用,还有一些文献从我国国有控股商业银行的特殊性方面与国际商业银行进行了比较研究。其次,我们对国有控股商业银行改革的历史沿革以及公司治理现状进行分析,证明目前我国国有控股商业银行公司治理的理论背景与国际通行的商业银行公司治理的理论背景并无二致。在第三部分,我们对国际上商业银行的公司治理进行了比较分析。在此,我们与传统文献的研究略有不同的是,我们将商业银行公司治理问题放在了产业这一中观层次进行放大,结合产业组织理论中的产业结构影响企业行为、并最终决定绩效的理论方法,发现在公司治理结构基本趋同的情况下,国有控股商业银行与国际上先进银行之间的绩效差异主要来自于产业结构不同这一经济现象。在此分析基础上,提出了相应的政策建议,即国有控股商业银行目前公司治理的问题首要的是将公司治理目标设定为建立真正的社会主义市场经济竞争主体,公司治理行为应该放在市场行为上进行价值创造,而不是以非市场行为“俘虏”监管机构从而耗散垄断租金。
[Abstract]:Due to historical reasons and conditions, the China status of state-owned commercial banks in the current economic society, the reform of the banking system itself has its unique interpretation of the path. After the joint-stock reform and listing, after the implementation of the reform of corporate governance, governance of state-owned commercial banks in China after the company, in accordance with the structure of modern company to reconstruct the governance theory, economic performance can be greatly improved, in the competition of economic globalization status has been greatly improved. However, compared with the international advanced banks, state-owned commercial banks in the benefit and risk management did not achieve the status commensurate with its performance.
In this paper, the banking industry level for a more in-depth analysis on the corporate governance of state-owned commercial banks. Firstly, we analyze the research of corporate governance of state-owned commercial banks in the existing literature at present, found that most are principal-agent theory based on the theory of corporate governance in the state-owned commercial banks. Based on some literature from China's state-controlled commercial banks particularity and international commercial banks are studied. Secondly, the history of our state-owned commercial bank reform and corporate governance to analyze the status quo, that at present state-owned commercial banks corporate governance theory background and the international commercial bank the theory of corporate governance as the background. In the third part, we on the international commercial bank corporate governance are compared Analysis. Here, we and the traditional literature research is slightly different, we will be the corporate governance of commercial banks and put it in the middle level of industrial amplification, combined with the enterprise behavior effect of industrial structure in the industrial organization theory, and the final decision theory and method of performance, found in the basic convergence of corporate governance structure under the condition of the performance difference between state-owned commercial banks and international advanced banks mainly from different industrial structure to the economic phenomenon. On the basis of this analysis, put forward the corresponding policy recommendations, namely state-owned commercial banks at present the problem of corporate governance is the primary goal of corporate governance will set up a real socialist market economy competition corporate governance, behavior should be placed on the market behavior of value creation, rather than by non market behavior "captured" regulators to dissipate The rent is monopolized.

【学位授予单位】：复旦大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33

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